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*These processing times apply only to Payshap payments made to saved or once-off receipients within South Africa.
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EFT payment processing times
We've put this quick guide together to show you how long it will take for an electronic funds transfer to appear in its recipient's account. To view the details of each payment type, simply select the tab you need.
- Regular payments and transfers
- Instant pay
- Payshap
- Payments to cellphones
- International
- Save and invest accounts
|
|
To recipient's Nedbank account |
Between own Nedbank accounts |
To other banks |
From other banks to Nedbank |
||||||||||||||
Monday to Friday Before 16:30 |
|
Instant |
To and from home loan account: Instant |
Next day |
Next day |
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Monday to Friday After 16:30 |
|
Instant |
To and from home loan account: Instant |
Next 2 days |
Next 2 days |
||||||||||||||
Saturdays Before 9:30 |
|
Instant |
To and from home loan account: Instant To and from investment account: Next day |
Received on Monday |
Received on Monday |
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Saturday and Sundays After 9:30 |
|
Received on Monday |
To and from home loan account: Received instantly while systems are online. To and from investment account: Received on Tuesday. |
Received on Tuesday |
Received on Tuesday |
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Saturday and Sundays After 14:00 |
|
Received on Monday |
To and from home loan account: Received instantly while systems are online. To and from investment account: Received on Tuesday. |
Received on Tuesday |
Received on Tuesday |
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Day before public holiday Before 16:00 |
|
Next day |
To and from home loan account: Instant To and from investment account: Next day |
Next day |
Next day |
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Day before or on a public holiday After 16:00 |
|
Next working day |
To and from home loan account: Next working day To and from investment account: Next 2 days |
Reflects in two days (next working day) |
Reflects in two days (next working day) |
*Processing times apply to once-off payments, and payments made to saved recipients within South Africa. For other payment options, please select the relevant page tab.
To recipient's Nedbank account |
To other banks |
From other banks to Nedbank |
|
|
|||
Monday to Friday Before 16:00 |
Instant |
30-minute clearing |
|
|
|||
Monday to Friday Before 16:00 |
Instant |
30-minute clearing |
|
|
|||
Saturdays Before 9:30 |
Instant |
30-minute clearing |
|
|
|||
Saturdays and Sundays After 9:30 |
Instant |
30-minute clearing |
|
|
|||
Day before public holiday Before 16:00 |
Instant |
30-minute clearing |
|
|
|||
Day before or on public holiday After 16:00 |
Instant |
30-minute clearing |
|
|
|
To recipient's Nedbank account |
To other banks |
From other banks to Nedbank |
Monday to Friday Before 16:00 |
N/A |
Instant |
Instant |
Monday to Friday After 16:00 |
N/A |
Instant |
Instant |
Saturdays Before 9:30 |
N/A |
Instant |
Instant |
Saturday and Sundays After 9:30 |
N/A |
Instant |
Instant |
Day before public holiday Before 16:00 |
N/A |
Instant |
Instant |
Day before or on a public holiday After 16:00 |
N/A |
Instant |
Instant |
|
From Nedbank to a cellphone number |
From other banks to your cellphone number |
|||
Monday to Friday Before 16:00 |
Instant |
Instant |
|||
Monday to Friday After 16:00 |
Instant |
Instant |
|||
Saturdays Before 9:30 |
Instant |
Instant |
|||
Saturday and Sundays After 9:30 |
Instant |
Instant |
|||
Day before public holiday Before 16:00 |
Instant |
Instant |
|||
Day before or on a public holiday After 16:00 |
Instant |
Instant |
You can send money to any South African cellphone number from the Money app, Online Banking or by dialling *120*002#
Learn more about our Send money feature.
|
From Nedbank to an international account |
Monday to Friday Before 16:00 |
2 business days |
Monday to Friday After 16:00 |
2 business days |
Saturdays Before 9:30 |
2 business days |
Saturdays and Sundays After 9:30 |
2 business days |
Day before public holiday Before 16:00 |
2 business days |
Day before or on public holiday After 16:00 |
2 business days |
*Delays may be experienced due to regulatory/compliance procedures, settlement procedures or currency holidays.
|
|
|
Weekdays: We must receive instructions before 19:00 for us to process a transaction on the same day. You will receive payment into your Nedbank current or savings account the next business day. For all other account types, you will receive payment within 2 business days. |
|
Saturdays: We must receive instructions before 15:30 for us to process a transaction by the next business day. You will receive payment into your Nedbank current or savings account the next business day. For all other account types, you will receive payment within 2 business days. |
|
When we process an instruction after the cut-off times, on public holidays, and when there is more than 1 public holiday back-to-back, it can take up to 3 business days for us to process a transaction and for you to receive the money into your account. |