Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
Log in
Log in to Online Banking or another one of our secured services.
Get in touch
Find us
- Login & Register
- Online Banking
- Online Share Trading
- NetBank Business
- NedFleet
- Nedbank Greenbacks
- Nedgroup Investments
- Nedbank ID
- Bank
- Accounts
- Credit cards
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Rewards
- Explore Bank
- Accounts
- Everyday banking
- Youth banking
- Accounts
- Digital wallet
- Private Wealth
- Goal saving
- See all accounts
- Get help choosing
- Family Banking
- Refugees and asylum seekers
- FAQ
- How-to guides
- Everyday banking
- MiGoals Premium
- MiGoals Plus
- MiGoals
- Discontinued accounts
- Youth banking
- Nedbank4Me
- Digital wallet
- MobiMoney
- Private Wealth
- Private Wealth Bundle
- Goal saving
- MyPocket
- American Express
- Amex Gold
- Amex Platinum
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Send and receive
- Rewards
- Save & Invest
- Accounts
- Investment services
- Share trading
- Explore Save & Invest
- On demand
- Club
- Money Market
- Stokvel
- In 24 hours
- JustInvest
- PlatinumInvest
- Tax-free Savings
- MoneyTrader
- EasyAccess Fixed Deposit
- PrimeSelect
- In 32 days
- Electronic 32Day Notice
- 32Day Notice
- End of term
- Tax-free Fixed Deposit
- Electronic Fixed Deposit
- Electronic Optimum Plus
- Platinum Fixed Deposit
- Fixed Deposit
- OptimumPlus
- Investment services
- Share trading
- Borrow
- Personal loans
- Home loans
- Student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Explore Borrow
- Personal loans
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Explore loans
- FAQ
- How to guides
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Home loans
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R29,600 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Explore home loans
- FAQ
- How to guides
- Track application
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R29,600 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Student loans
- Explore student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Insure
- Life cover
- Funeral cover
- Short term insurance
- Credit Life
- Travel insurance
- Is your business covered?
- Secure Investments
- Explore Insure
- Life cover
- Get a call back
- Explore MyCover life
- Funeral cover
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Get a call back
- Explore MyCover Funeral
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Get a call back
- Explore MyCover short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Credit Life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Get a call back
- Explore credit life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Travel insurance
- Is your business covered?
- Secure Investments
- Guaranteed Growth Plan
- Guaranteed Income Plan
- Get a call back
- Explore MyCover Funeral
- Guaranteed Growth Plan
- Guaranteed Income Plan
- Plan
- Financial planning
- Estate, wills & trust services
- Nedbank Private Wealth
- Speak to a financial adviser
- Explore Plan
- Financial planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Estate, wills & trust services
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Nedbank Private Wealth
- Speak to a financial adviser
- Learn
- Blog
- Explore Learn
- Blog
- Contact us
- Talk to us
- Find us
- Explore Contact us
- Talk to us
- Find us
0.25% Salary Switch
Promotion terms and conditions
1. The promoter
Nedbank Limited, registration number 1951/000009/06 (we, us, our), runs this promotion. We reserve the right to make it available to a closed target group..
2. Promotion Period
The promotion period is from 14 Aug 2023 to 1 July 2024 (promotion period).
3. Who can and cannot participate in this offer
3.1. This offer is open to all natural persons (applicants) residing in South Africa that must:
3.1.1. have a valid South African identity card or document;
3.1.2. be 18 years or older; and
3.1.3. meet the qualifying criteria and receive an SMS, email or other digital communication containing the offer;
3.1.4. ensure that your account is in good standing, which means that it may not be in arrears or have been handed over for legal collection;
3.2. The following persons may not participate in the offer:
3.2.1. Juristic persons, including partnerships, trusts, companies and close corporations;
3.2.2.Nedbank Private Wealth, Corporate Banking and Relationship Bank clients (RRB) clients; and
3.2.3.Our directors and employees may not participate in the promotion.
4. The Offer
A 0,25% interest rate reduction on your existing Nedbank Home loan.
5. How to qualify for the offer
5.1. To qualify for the interest rate discount, you must:
5.1.1 have an existing Nedbank home loan account in good standing.
5.1.2. Your primary transactional account must be a Nedbank account,
5.2. You must do the following:
− Maintain your existing or open a new, qualifying Nedbank transactional current account (MiGoals Plus, MiGoals Premium, Savvy Plus or Savvy Bundle account).
− Ensure that your salary is paid into this account monthly (a minimum monthly deposit of R10000 is required) for the duration of your home loan agreement.
− Pay your home loan debit order from this account via a debit order.
5.3. If you miss any of your monthly Nedbank homeloan payments, you will no longer qualify for the interest discount
5.4. If you have a joint home loan, at least one applicant must meet all the criteria to qualify.
6. How the offer is given out
6.1. If you qualify for the offer, the following applies:
6.2. You will receive the offer only after we have verified and confirmed your details, including your compliance with these terms and conditions.
6.3. You will receive the offer via call.
6.4. We will not be responsible for any technical failures affecting your participation in the promotion.
6.5. If a dispute arises, our decision will be final and binding on all aspects of the promotion, and we will not discuss the matter further.
6.6. All costs or expenses relating to the offer that have not been mentioned here are excluded.
6.7. We will not be responsible for any delays in your taking up the offer.
6.8. We will not be responsible for any additional conditions that third parties impose.
6.9. We will not be liable for delays or failure to deliver any part of the offer resulting from acts beyond our reasonable control. We will let you know you as soon as reasonably possible if the offer is affected in this way.
6.10. We may review and change the qualifying criteria at any time.
6.11. If we find that you are no longer a favourable client, for example, if you use your home loan in an unlawful way, breach any of the terms and conditions of your home loan agreement or miss any instalments, we may cancel the interest rate discount immediately and the rate on page 1 of your initial home loan* quotation will then apply.
6.12. Our main-banked offer applies to home loans for retail clients (individuals) only.
7. General
7.1. All information about this promotion, including information that is published on any promotion material, is part of these terms and conditions.
7.2. By participating in the promotion, you agree to be bound by these terms and conditions.
7.3. These terms and conditions are available on our website at nedbank.co.za throughout the promotion period.
7.4. We may ask you to consent in writing to endorsing, promoting and advertising any of our services, without payment. If you decline our request, you will still receive the offer.
7.5. By entering and participating in this promotion, you acknowledge that your personal information needed for the promotion will be shared with us and our agents, but only to the extent necessary for this promotion. Your personal information will be used in line with South African consumer and data protection laws.
7.6. We may extend, shorten or cancel the promotion immediately and without notifying you if it is permitted by law, if we must do so by law, or for reasons beyond our control. If this happens, you will give up any rights that you may have in terms of this promotion and you will have no recourse against us or our agents, contractors or sponsors as a result of the extension, shortening or cancellation.
7.7. We or our directors, employees, agents or suppliers will not be responsible for any direct or indirect loss or damage resulting from your participation in the promotion, or for any accident, injury, harm, costs, or death that you or any other person who participates in the offer sustains at any point during the fulfilment of the offer.
8. More information
For more information about the promotion call 0800555111.