See rates and fees for Savvy Bundle Platinum

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans

Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure aﬀordable renewable energy while helping South Africa shift to green energy.

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Short term insurance

Get cover for your car, building, house contents, valuables and more.

Credit Life

Cover your bond, credit card, overdraft, loan and car repayments.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Estate, wills & trust services

Plan for everything you own and owe, so your estate is in order when you’re gone.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

Find us

Get directions to your nearest branch, ATM or foreign exchange branch.

Bank

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Everyday banking
Safety, convenience and rewards
Youth banking
For under 16s, or under 25s
- Nedbank4Me
Accounts
Digital wallet
Your phone is your bank account
- MobiMoney
Private Wealth
The globally integrated account
- Private Wealth Bundle
Goal saving
Easy access to interest earned
- MyPocket

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Nedbank
Credit from only R40 a month
- New Gold
- Platinum
American Express
Double the Greenbacks rewards
- Amex Gold
- Amex Platinum
SAA Voyager
Miles earned at faster rates
- Gold
- Premium

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Send and receive

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.

Save & Invest

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

On demand
Money available at any time
In 24 hours
Cash in your hand the next day
In 32 days
Funds ready within a month
- Electronic 32Day Notice
- 32Day Notice
End of term
Investments left until maturity

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.

Borrow

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Explore student loans

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure aﬀordable renewable energy while helping South Africa shift to green energy.

Insure

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.

Plan

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.

Learn

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

Find us

Get directions to your nearest branch, ATM or foreign exchange branch.

Need to resume your application?

Apply

Need to resume your application? Apply

R220 monthly fees

An additional monthly fee of R48 is applicable to non-resident clients.

See pricing guide for 2022

Each month you get:

Overdraft monthly facility fee⁽¹⁾
Nedbank Greenbacks membership
Domestic airport lounge access
Unlimited free card swipe

Unlimited free cash withdrawals at participating retailers' point-of-sale devices and Nedbank ATMs
Unlimited free cash deposits at Nedbank ATMs
Unlimited free debit and stop orders and inter-account transfers
Unlimited free eNote SMS notifications

Transaction fees

Transaction type	Money app, Online or Cellphone Banking (2,4)	ATM and card	Branch
Cash deposits
Nedbank	-	Free	R80 plus R2 per R100
Participating retailers' point-of-sale devices⁽¹⁾	-	R6.50 plus R2 per R100	-
Cash withdrawals
Participating retailers' point-of-sale device⁽¹⁾	-	Free	-
Nedbank	-	Free	R80 plus R2.20 per R100
ATM of another bank	-	R10.50 plus R2.20 per R100	-
ATM of an international bank⁽⁵⁾	-	R55 plus R2.20 per R100	-
Payments and transfers
Transfer between your own Nedbank accounts	Free	Free	R99.90
To another Nedbank account	Free	-	R150
To an account at another bank	Free	-	R150
Instant payment up to R2,000	R10	-	-
Instant payment over R2,000	R49	-	-
Pay to cellphone number⁽⁶⁾
R1 to R1,000	R10	-	-
R1,000 to R2,500	R14	-	-
Debit order (internal)	Free	-	-
Debit order (external)	Free	-	-
Stop order	Free	-	-
Stop-payment instruction	R5	-	R65
Purchases and top-ups
Debit or cheque card swipe	-	Free	-
Garage card transaction	-	Free	-
Prepaid top-up (data, airtime and electricity) Nedbank	R1.50	R1.50	-
Prepaid top-up at ATM of another bank	-	R8.50	-
LOTTO purchase	R2.70	-	-
Notification fees
eNote SMS notifications	Free	-	-
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
SMS	Free	-	-
Email	Free	-	-
Fax	Free	-	-
No-funds Alert⁽¹⁰⁾	R10 per SMS	-	-
Balance enquiries
Nedbank	Free	Free	R15
ATM of another bank	Free	R8.50	-
International Bank's ATM	-	R9	-
Transaction lists
Nedbank	Free	R8.50	R30 per page
Statements
Per month	Free	1 Free per billing cycle, thereafter R10	R30
Per month older than 3 months	R10	-	-
Current month (bank-certified)⁽⁷⁾	-	-	-
Three months (bank-certified)	-	R30	R30
Posted	-	-	R30
Tax certificates excluding current year	R10	-	R30
Declined transaction fees due to insufficient money
Nedbank	-	Free	-
Point-of-sale device	-	R8.60	-
ATM of another bank	-	R8.60	-
Dishonoured debit order⁽⁹⁾	R50 per item	-	-
Honouring fee per item	R90	-	-
Disputed debit order fee
Nedbank	R5	-	R30

Other service charges

Transaction type	Fee
Cheque card: Nedbank Greenbacks linkage fee	Free
Visa/Mastercard debit card service fee	Free
Cheque card service fee	Free
Garage debit card service fee	Free
Card replacement fee	R145
Request for copy of transaction voucher
Local	R150 per voucher
International	R150 per voucher

We reserve the right to vary any fee, cost or charge at any time and from time to time after giving reasonable notice.

Notes

1. This fee applies at all stores where the cash-at-tillpoint service is offered.

2. Self-service channels include Nedbank ATMs, Cellphone Banking, Online Banking and the Nedbank Money app.

3. Non-resident clients pay an additional monthly fee of R48.

4. Excludes the rates network providers charge.

5. An international currency conversion fee of 2% (based on the rand value of the transaction) applies to all transactions outside South Africa. For example, if you swipe your card overseas for the rand equivalent of R500, the fee will be R10.

6. Send money quickly and securely to any South African cellphone.

7. A billing cycle runs from the third-last business day of the month to the fourth-last business day of the following month. Your transaction list will show the fees for all transactions in the previous billing cycle. In other words, you are billed one month in arrears.

8. We charge a dishonouring fee when we cannot process a payment on your account because there is not enough money in the account.

9. The No-funds Alert SMS will help you avoid this fee by letting you know that there is not enough money and giving you the opportunity to put money in your account. The SMS costs R10. For more information, please visit nedbank.co.za

Transparent fee structures

We use plain, simple language, because we’re committed to making our fee structures clear and easy to understand.

See fee terms

Bank digitally and save on fees

Bank whenever, wherever with our digital banking tools that are secure and cheaper than visiting a branch or ATM. Find the channel that fits your lifestyle.

Learn more

Ask our bank fees specialists

If you have any questions about fees, call the Nedbank Contact Centre where our fees specialists will help you.

Call 0860 555 111.

Ombudsman for Banking Services

If you are not happy with our service and have followed our complaint’s procedure but are still not satisfied, you can contact the Ombudsman for Banking Services.

Call 0860 662 837

Visit obbsa.co.za

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Accounts

Credit cards

Digital banking

Switch to Nedbank

Fraud awareness

Forex

Rewards

Accounts

Investment services

Share trading

Personal loans

Home loans

Student loans

Overdrafts

Vehicle finance

Solar finance

Life cover

Funeral cover

Short term insurance

Credit Life

Travel insurance

Is your business covered?

Secure Investments

Financial planning

Estate, wills & trust services

Nedbank Private Wealth

Speak to a financial adviser

Blog

Talk to us

Find us

Savvy Bundle rates and fees

R220 monthly fees

Transaction fees

Transaction type

Money app, Online or Cellphone Banking (2,4)

ATM and card

Branch

Other service charges

Transaction type

Fee