Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
Log in
Log in to Online Banking or another one of our secured services.
Bank how and when you choose to, with the low fees or extra benefits you want.
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
Buy foreign banknotes, transfer funds or shop globally with a travel card.
Great interest rates, with great flexibility and access to your money when you need it.
Personalised interest rates for affordable loans from R2,000 to R300,000.
Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.
Choose a plan for yourself, family or build your own cover to suit your needs.
Get cover for your car, building, house contents, valuables and more.
Cover your bond, credit card, overdraft, loan and car repayments.
Choose a plan for yourself, family or build your own cover to suit your needs.
Take the right steps to achieve your financial goals with expert financial planning.
Plan for everything you own and owe, so your estate is in order when you’re gone.
Accounts
-
Everyday banking Safety, convenience and rewards
-
Youth banking For under 16s, or under 25s
-
Accounts -
Digital wallet Your phone is your bank account
-
Private Wealth The globally integrated account
-
Goal saving Easy access to interest earned
Credit cards
Digital banking
Switch to Nedbank
Fraud awareness
Forex
Rewards
Accounts
-
On demand Money available at any time
-
In 24 hours Cash in your hand the next day
-
In 32 days Funds ready within a month
-
End of term Investments left until maturity
Investment services
Share trading
Personal loans
Home loans
Student loans
Overdrafts
Vehicle finance
Solar finance
Life cover
Funeral cover
Short term insurance
Credit Life
Travel insurance
Is your business covered?
Secure Investments
Financial planning
Estate, wills & trust services
Nedbank Private Wealth
Speak to a financial adviser
Blog
Talk to us
Find us
- Login & Register
- Online Banking
- Online Share Trading
- NetBank Business
- NedFleet
- Nedbank Greenbacks
- Nedgroup Investments
- Nedbank ID
- Bank
- Accounts
- Credit cards
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Rewards
- Explore Bank
- Accounts
- Everyday banking
- Youth banking
- Accounts
- Digital wallet
- Private Wealth
- Goal saving
- See all accounts
- Get help choosing
- Family Banking
- Refugees and asylum seekers
- FAQ
- How-to guides
- Everyday banking
- MiGoals Premium
- MiGoals Plus
- MiGoals
- Discontinued accounts
- Youth banking
- Nedbank4Me
- Digital wallet
- MobiMoney
- Private Wealth
- Private Wealth Bundle
- Goal saving
- MyPocket
- American Express
- Amex Gold
- Amex Platinum
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Send and receive
- Rewards
- Save & Invest
- Accounts
- Investment services
- Share trading
- Explore Save & Invest
- On demand
- Club
- Money Market
- Stokvel
- In 24 hours
- JustInvest
- PlatinumInvest
- Tax-free Savings
- MoneyTrader
- EasyAccess Fixed Deposit
- PrimeSelect
- In 32 days
- Electronic 32Day Notice
- 32Day Notice
- End of term
- Tax-free Fixed Deposit
- Electronic Fixed Deposit
- Electronic Optimum Plus
- Platinum Fixed Deposit
- Fixed Deposit
- OptimumPlus
- Investment services
- Share trading
- Borrow
- Personal loans
- Home loans
- Student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Explore Borrow
- Personal loans
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Explore loans
- FAQ
- How to guides
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Home loans
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R29,600 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Explore home loans
- FAQ
- How to guides
- Track application
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R29,600 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Student loans
- Explore student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Insure
- Life cover
- Funeral cover
- Short term insurance
- Credit Life
- Travel insurance
- Is your business covered?
- Secure Investments
- Explore Insure
- Life cover
- Get a call back
- Explore MyCover life
- Funeral cover
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Get a call back
- Explore MyCover Funeral
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Get a call back
- Explore MyCover short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Credit Life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Get a call back
- Explore credit life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Travel insurance
- Is your business covered?
- Secure Investments
- Guaranteed Growth Plan
- Guaranteed Income Plan
- Get a call back
- Explore MyCover Funeral
- Guaranteed Growth Plan
- Guaranteed Income Plan
- Plan
- Financial planning
- Estate, wills & trust services
- Nedbank Private Wealth
- Speak to a financial adviser
- Explore Plan
- Financial planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Estate, wills & trust services
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Nedbank Private Wealth
- Speak to a financial adviser
- Learn
- Blog
- Explore Learn
- Blog
- Contact us
- Talk to us
- Find us
- Explore Contact us
- Talk to us
- Find us
How to get started on your banking journey
Opening your first bank account is a pretty big deal, but with the right advice you can take that first step with real confidence.
Things to consider when choosing your first bank account
Look for value for money
If you plan to swipe your card or withdraw and transfer cash often, choosing an account that offers all the benefits at a set monthly fee can save you money. If you’ll only be transacting every now and then – you might prefer a zero monthly fee account where you pay only for what you use.
Lifestyle and other benefits
Keeping your money safe is very important when it comes to gaining financial freedom, so when comparing bank accounts we recommend you look at the security features on offer. It’s also a good idea to consider the lifestyle benefits - like easy access to your account or any shopping, entertainment and travel rewards.
Understanding your bank fees
First deposit
You can open your account any time, but keep in mind that you’ll need to make an initial deposit before you can make use of its banking services and benefits.
Monthly fee
Some of our accounts come with a set monthly fee that secures you full access to a range of banking benefits. Our Zero monthly fee options are Nedbank4Me, Unlocked.Me, Nedbank Pay-as-you-use, and the MobiMoney wallet.
Third-party service fees
You’ll be charged a service fee whenever you use your card at another bank’s ATM or point of sale. This fee is taken directly from your account and the amount you'll need to pay depends on the service provider.
Transaction fees
This type of fee is charged to process bank transactions that you make, such as payments and transfers, withdrawals, deposits and ATM balance enquiries.
Returned-payment fees
This fee is charged if you don’t have enough money in your account to cover a debit order or electronic payment. The bank incurs a charge for every transaction processed, including such returned payments.
Paper statement fees
To avoid the costs of printed bank statements, simply register for the Money app – where you can view and download your statements in a preferred format.
Ways to save on bank fees
Use our digital banking channels, like the Money app, Online Banking and Cellphone Banking.
It's safer not to carry cash, but if you really need to withdraw money the cheapest way to do it is at a shop's tillpoint.
Choose a Nedbank ATM to avoid paying higher service fees when using other bank ATMs.
Check your statements and account balances to see where most of your fees are coming from.
Are you a refugee or asylum seeker?
We have a select range of bank accounts that can help you meet your day-to-day finances as well as make and receive international payments. Join Nedbank today and feel right at home.
Learn more hereBank accounts you might be interested in

MiGoals
Pay only for what you use and enjoy a range of extra benefits on us.
Monthly fee
Zero
Key benefits
50% off at Nu Metro
Free card purchases
Free statements on the Money app (up to 3 months)

MiGoals Plus
For value-based banking that takes care of your everyday needs with the option to add more benefits when you need them, open a MiGoals Plus Account.
Monthly fee
R99 p/m
R49.50 p/m
Key benefits
50% off your spouse’s monthly maintenance fees
Over 1% cash back on your grocery spend
25c cash back for every litre of fuel at BP

MiGoals Premium
Bank smarter with this full-package deal that offers you daily banking convenience, flexible credit solutions and great lifestyle benefits.
Monthly fee
R240 p/m
Key benefits
12 domestic airport lounge visits every year
Over 1% cash back on your grocery spend
No monthly credit card or overdraft fees