Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
Accounts
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Everyday banking Simpler more affordable
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Youth banking For 16 to 26 year olds
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Buy With you from search to purchase
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Manage All the value-adds, 24/7
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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Nedbank Private Wealth
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Ensure your estate is managed by an executor | Nedbank
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
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Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
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Log in to Online Banking or another one of our secured services.
How to get started on your banking journey
Opening your first bank account is a pretty big deal, but with the right advice you can take that first step with real confidence.
Things to consider when choosing your first bank account
Look for value for money
If you plan to swipe your card or withdraw and transfer cash often, choosing an account that offers all the benefits at a set monthly fee can save you money. If you’ll only be transacting every now and then – you might prefer a zero monthly fee account where you pay only for what you use.
Lifestyle and other benefits
Keeping your money safe is very important when it comes to gaining financial freedom, so when comparing bank accounts we recommend you look at the security features on offer. It’s also a good idea to consider the lifestyle benefits - like easy access to your account or any shopping, entertainment and travel rewards.
Understanding your bank fees
First deposit
You can open your account any time, but keep in mind that you’ll need to make an initial deposit before you can make use of its banking services and benefits.
Monthly fee
Some of our accounts come with a set monthly fee that secures you full access to a range of banking benefits. Our Zero monthly fee options are Nedbank4Me, Unlocked.Me, Nedbank Pay-as-you-use, and the MobiMoney wallet.
Third-party service fees
You’ll be charged a service fee whenever you use your card at another bank’s ATM or point of sale. This fee is taken directly from your account and the amount you'll need to pay depends on the service provider.
Transaction fees
This type of fee is charged to process bank transactions that you make, such as payments and transfers, withdrawals, deposits and ATM balance enquiries.
Returned-payment fees
This fee is charged if you don’t have enough money in your account to cover a debit order or electronic payment. The bank incurs a charge for every transaction processed, including such returned payments.
Paper statement fees
To avoid the costs of printed bank statements, simply register for the Money app – where you can view and download your statements in a preferred format.
Ways to save on bank fees
Use our digital banking channels, like the Money app, Online Banking and Cellphone Banking.
It's safer not to carry cash, but if you really need to withdraw money the cheapest way to do it is at a shop's tillpoint.
Choose a Nedbank ATM to avoid paying higher service fees when using other bank ATMs.
Check your statements and account balances to see where most of your fees are coming from.
Are you a refugee or asylum seeker?
We have a select range of bank accounts that can help you meet your day-to-day finances as well as make and receive international payments. Join Nedbank today and feel right at home.
Learn more hereBank accounts you might be interested in
MiGoals Plus
For best-value banking with the option to add more benefits when you need them, open a MiGoals Plus Account.
Monthly fee
R99 p/m
Key benefits
MiGoals Premium
Bank smarter with this full-package deal that offers you daily convenience, credit flexibility and top-tier lifestyle benefits.