Credit card pricing guides

All fees quoted include VAT and are effective from 1 January 2025 to 31 December 2025

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Nedbank Credit Cards 2025

Includes: Private Clients pay-as-you-use credit card, Greenbacks and Garage card

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Nedbank Credit Cards 2024

Includes: Private Clients pay-as-you-use credit card, Greenbacks and Garage card

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American Express 2025

For a breakdown of your transaction and service fees, and free credit card services

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American Express 2024

For a breakdown of your transaction and service fees, and free credit card services

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SAA Voyager 2025

Transaction and service fees, tips and other info relating to your Premium or Gold Credit Card

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SAA Voyager 2024

Transaction and service fees, tips and other info relating to your Premium or Gold Credit Card

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Go Banking 2025

See all fees relating to your discontinued Go Banking credit or unembossed card (only available to existing customers)

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Go Banking 2024

See all fees relating to your discontinued Go Banking credit or unembossed card (only available to existing customers)

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Latest interest rates

Last published on 25 November 2024 in line with the latest South African repo rate.

American Express Gold Credit Cards

Product
Gold Credit Card

19.25%

      

American Express Platinum Credit Cards

Product
Platinum Credit Card

19%

      

Nedbank Credit Cards

Product
Nedbank Gold Credit Card
Nedbank Platinum Credit Card

21.75%

From 11.25% to 21.75%

      

SAA Voyager Credit Cards

Product
Gold Credit Card
Premium Credit Card

21.75%

16.25%

      

Private Clients

Product
Interest rate

16.25%

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How to save on bank fees

  • Swipe your credit card instead of using cash, it is safer and cheaper. 
  • Remember, you also earn rewards on all eligible spend when swiping your linked credit card. 
  • Avoid withdrawing cash with your credit card as this will incur interest from day 1 as well as attract cash withdrawal fees. 
  • If you do need cash, rather use Nedbank ATMs as using other banks’ ATMs will cost you more. 
  • Unless you can't avoid it, it’s more cost-effective not to transact at a branch. 
  • To avoid paying additional fees, download the Nedbank Money app and use the Online Banking and self-service channels. 
  • Save when you use your rewards points to pay for banking fees and charges.