Credit card pricing guides

All fees quoted include VAT and are effective from 1 January 2024 to 31 December 2024

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Nedbank Credit Cards 2024

Includes: Private Clients pay-as-you-use credit card, Greenbacks and Garage card

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Nedbank Credit Cards 2023

Includes: Private Clients pay-as-you-use credit card, Greenbacks and Garage card

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American Express 2024

For a breakdown of your transaction and service fees, and free credit card services

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American Express 2023

For a breakdown of your transaction and service fees, and free credit card services

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SAA Voyager 2024

Transaction and service fees, tips and other info relating to your Premium or Gold Credit Card

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SAA Voyager 2023

Transaction and service fees, tips and other info relating to your Premium or Gold Credit Card

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Go Banking 2024

See all fees relating to your discontinued Go Banking credit or unembossed card (only available to existing customers)

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Go Banking 2023

See all fees relating to your discontinued Go Banking credit or unembossed card (only available to existing customers)

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Latest interest rates

Last published on 29 May 2024 in line with the latest South African repo rate.

American Express Gold Credit Cards

Product
Gold Credit Card (Discontinued)
Gold Credit Card (Active)

From 21.40% to 22.25%

19.75%

      

American Express Platinum Credit Cards

Product
Platinum Credit Card (Discontinued)
Platinum Credit Card (Active)

From 16.75% to 22.25%

19.50%

      

Nedbank Credit Cards

Product
New Nedbank Gold Credit Card
Nedbank Platinum Credit Card

22.25%

From 20.40% to 22.25%

      

SAA Voyager Credit Cards

Product
Gold Credit Card
Premium Credit Card

22.25%

16.75%

      

Private Clients

Product
Interest rate

16.75%

0.50%

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How to save on bank fees

  • Swipe your credit card instead of using cash, it is safer and cheaper. 
  • Remember, you also earn rewards on all eligible spend when swiping your linked credit card. 
  • Avoid withdrawing cash with your credit card as this will incur interest from day 1 as well as attract cash withdrawal fees. 
  • If you do need cash, rather use Nedbank ATMs as using other banks’ ATMs will cost you more. 
  • Unless you can't avoid it, it’s more cost-effective not to transact at a branch. 
  • To avoid paying additional fees, download the Nedbank Money app and use the Online Banking and self-service channels. 
  • Save when you use your rewards points to pay for banking fees and charges.