How to use My Smart Money
My Spending
When you begin, you’ll find that your transactions have already been grouped into categories that give a snapshot of your spending. Simply regroup or exclude some of these as preferred so you can really see where your money goes every month.
My Budget
This nifty feature on your Smart Money dashboard automatically creates budgets for you based on what you’ve spent over time. A great place to start, with the option to customise your budget groups even further for better control of your money.
My Savings
Gain the power to plan with My Savings, the simple and stress-free way to set your money goals and map your way to success with each one. Whether you’re saving for something specific or exploring possibilities, you’ll find there’s a solution that’s just right for you.
My Credit Score
Understanding your financial behaviour is the first step to maintaining a healthy credit score. Why not use My Credit Score, the free tool that lets you check your profile whenever you want to without impacting your score?
MoneyTracker
Track your money directly on the Money app or Online Banking! With MoneyTracker you can draw up your own budgets, send invoices and manage income from side hustles, monitor your business finances and more.
Getting started
- Log on with your app PIN, Nedbank ID, fingerprint or Face ID.
- Swipe right once to open your Financial Wellness dashboard.
- Select My Smart Money to see your dashboard.
- Tap on the green pen next to your name to select the account you’d like to track.
- You can now track your spending, set up budgets, create savings goals and more – all in one place.
