Bank
Save & Invest
Borrow
Insure
Plan
Learn
Contact us
Get in touch
Find us
Manage your money
Accounts

Bank your way with low fees and extra benefits.
Credit cards

Enjoy 55 days’ interest free credit and other benefits.
Digital banking

Bank on any device, from anywhere at anytime.
Switch to Nedbank

Move your salary and debit orders over easily.
Fraud awareness

Protect yourself against the latest schemes and scams.
Forex

For all your travel, international payments, and foreign currency investment needs.

Greenbacks

More rewards at every level as you spend and invest.
Explore Bank
Grow your money
Accounts

Great interest rates and easy access to your money.
Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Explore Save & Invest
Achieve your goals
Personal loans

Affordable loans and interest rates from R2k to R300k.
Home loans

Buy or build your home with up to 109% financing to cover bond and transfer costs.
Student loans

Nedbank offers full or part-time loans to students.
Overdrafts

Instant access to credit when you need it.
Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.
Solar finance

Secure an affordable energy solution when in need.
Debt assistance

Debt management support when you need it the most.
Explore Borrow
Protect what you love
Life cover

Secure your family’s future with up to R2million.
Funeral cover

Cover for you and your family in the event of death.
Short term insurance

Car, building, house contents, valuables and more.
Credit Life

Bond, credit card, overdraft, loan and car repayments.
Travel insurance

Global travel insurance with 24-hr emergency assist.
Business cover

We have cover for small, medium or large businesses.
Secure investments

Guaranteed income and growth plans for future income.
Explore Insure
Plan your wealth
Financial planning

Achieve your financial goals with expert planning.
Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.
Nedbank Private Wealth

Banking experience with customised solutions and rates.
Speak to a financial adviser

Our experts are ready to assist when you need them.
Explore Plan
Find guidance
Blog

Let our experts guide you on any financial matter.
Explore Learn
Get in touch
Talk to us

We’re here to answer questions and resolve queries.
Find us

Find your nearest branch, ATM and currency exchange.
Explore Contact us
Back
Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.

Greenbacks

More rewards at every level as you spend and invest.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Buy or build your home with up to 109% financing to cover bond and transfer costs.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

Our experts are ready to assist when you need them.
Back
Learn

Blog

Let our experts guide you on any financial matter.
Back
Contact us

Talk to us

We’re here to answer questions and resolve queries.

Find us

Find your nearest branch, ATM and currency exchange.
Back
  • Digital banking
  • Switch to Nedbank
  • Fraud awareness
  • Forex
  • Investment services
  • Share trading
  • Loan consolidation
  • Personal loans
  • Home improvement loan
  • Exclusive short-term loan offers
  • Overdrafts
  • Vehicle finance
  • Solar finance
  • Consolidate all your debts into a simple loan | Nedbank
  • Short-term payment relief | Nedbank
  • Take charge and restructure your finances | Nedbank
  • Assisted-sales solutions for homes and vehicles | Nedbank
  • Flexible payment plans for loans and credit | Nedbank
  • Understanding how repo rate works | Nedbank
  • Individual R10,000
  • Individual R30,000
  • Family Cover
  • Build your own cover
  • Vehicle insurance
  • Building insurance
  • House contents insurance
  • Valuables insurance
  • Alternative energy insurance
  • Home loan credit life
  • MFC Vehicle Finance Assurance
  • Overdraft Assurance
  • Balance Protection Plan
  • Personal loan Assurance
  • Travel insurance
  • Business cover
  • Guaranteed Growth Income Plan
  • Guaranteed Growth Plan
  • Investment planning
  • Insurance planning
  • Give
  • Retirement planning
  • Will drafting
  • Ensure your estate is managed by an executor | Nedbank
  • Trust services
  • Financial accounting
  • Tax services
  • Leave the admin of your estate to us, and not to your loved ones | Nedbank
  • Nedbank Private Wealth
  • Speak to a financial adviser
  • Blog
  • Talk to us
  • Find us

Things to note before you apply for a building loan

You must be a South African resident over the age of 18.

You must earn a single or joint income of at least R10,000 a month.

You must be employed (permanent contract, fixed-term contract or self-employed).

The documents you'll need

A valid South African ID or valid passport
Building plans that are approved by the municipality
A copy of the offer to purchase or sale agreement
A building schedule with the relevant costs
Your latest payslip or other proof of income
Your latest bank statements for the past 3 months
A building contract between you and your chosen contractors
The builder’s all-risk policy, NHBRC registration and enrolment certificates

Terms and conditions apply

Disclaimer: Where there is more that one applicant, each will need to submit their own documents.

 

How would you like to apply?

You may be eligible for extra benefits based on your income and how you choose to apply.

Apply online

Get your credit and affordability check. It’s quick, easy and paperless.

 

 

 

 

Apply through our Contact Centre

Get a call back or call us on 0800 555 111. 

 

 

 

Apply at a branch

Earn under R32,000p/m? Get up to R5,000 back and 50% off bond registration fees.*

Apply on the Money app

Get your credit and affordability check. It's quick, easy and paperless.