Things to note before you apply for a home loan
You must be a South African resident over the age of 18.
You must earn a single or joint income of at least R10,000 a month.
You must be employed (permanent contract, fixed-term contract or self-employed).
Documents you'll need
A valid South African ID or passport
Your latest payslip or other proof of income
Your latest bank statements for the past 3 months
A copy of the offer to purchase or sale agreement
Please note: Where there is more that one applicant, each will need to submit their own documents.
How would you like to apply?
You may be eligible for extra benefits based on your income and how you choose to apply.
Online
Get up to R20,000 back and 50% off bond registration fees.*
On the Money app
Get up to R20,000 back and 50% off bond registration fees.*
Ask for a call back
Get up to R20,000 back and 50% off bond registration fees.*
At a branch
Earn under R32,000p/m? Get up to R5,000 back and 50% off bond registration fees.*
See our 50% attorney fee, main-banked, R20,000 and R5,000 cashback offer terms and conditions.