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Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
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Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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Get a personal loan you can afford
Get a loan from R2,000 up to R300,000 and enjoy flexible repayment terms at a personalised interest rate.
Why choose a Nedbank loan?
We tell you everything you need to know before you apply
No hidden fees – just clear pricing and payment plans
We’ll only make you an offer you can afford to pay
You'll earn Greenbacks that you can spend as cash with every monthly loan instalment that is paid on time
R200 cashback every month!
Open a MiGoals Plus or MiGoals Premium account and pay your Nedbank Personal Loan from it and we’ll give you R200 cash back every month.
Use our loan calculators to see what works for you
- Repayments calculator
- Loan consolidation calculator
We'll show you how much your total repayments will be for the amount you'd like to borrow.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
Item
Description
How much do you want to borrow?
The amount we pay into your account.
How much you’ll pay back each month
The amount we debit from your account every month on your salary date.
How much you’ll pay back in total
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
How much you’ll pay in interest, fees and premiums
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly service fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we don't charge you a late penalty fee.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Combine your loans into one and pay less every month with a fixed interest rate and only one monthly repayment. You can even apply for extra money if you need it.
- 6
- 12
- 20
- 36
- 48
- 60
- 72
R2000
R300000
Item
Description
How much do you want to borrow?
The amount we pay into your account.
How much you’ll pay back each month
The amount we debit from your account every month on your salary date.
How much you’ll pay back in total
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
How much you’ll pay in interest, fees and premiums
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly service fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we don't charge you a late penalty fee.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about bank loans
See allTo apply for
your loan online
Step 1
Step 2
Step 3
Step 1
Complete the form
It will only take you a few minutes to apply online, on the Money app or from your Online Banking.
Step 2
Consider your offer
We'll run some quick affordability checks before we can offer you an amount you can adjust to suit your needs.
Step 3
Accept the loan
If your loan is approved, we'll pay the money directly into your account or ask you to send any documents that we might need.
Take good care of your money and save
Secure your debit orders
To help keep track of payments made from your account, we’ll ask you to approve your debit order just once before we set it up. Stay in control of your money with Debicheck.
About DebiCheckPay less interest
Combining loans into one personal loan with a fixed interest rate could save you money every month while reducing your total loan repayments over time.
Consolidate your loansEarn as you pay
By simply paying your monthly instalments on time, you'll earn Greenbacks rewards that you can spend as cash. You can also use your Greenbakcs to pay your banking fees or as a deposit into your investment account.
More on GreenbacksReady to apply?
Get startedNeed a quick cash loan to upgrade your home?
See terms and conditions. Download 2024 pricing guide here.