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Log in to Online Banking or another one of our secured services.
Bank how and when you choose to, with the low fees or extra benefits you want.
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Personalised interest rates for affordable loans from R2,000 to R300,000.
Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.
Choose a plan for yourself, family or build your own cover to suit your needs.
Get cover for your car, building, house contents, valuables and more.
Cover your bond, credit card, overdraft, loan and car repayments.
Take the right steps to achieve your financial goals with expert financial planning.
Plan for everything you own and owe, so your estate is in order when you’re gone.
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- Consolidate all your debts into a simple loan | Nedbank
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- Take charge and restructure your finances | Nedbank
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- Understanding how repo rate works | Nedbank
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- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
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Get a personal loan for a secondhand car
Visit an approved car dealer to apply for a loan from R40,000 to R300,000.
Why finance your car with Nedbank?
You can buy any preloved car of your choice that’s between five and 20 years old
You don’t need to worry about balloon payments or paying a deposit
You’ll have up to 72 months to pay back the loan
Our approved dealers take care of all the paperwork when you apply
Use our car loan calculator to see what works for you
- Repayments calculator
See if you can afford a loan for the car you want, with details on fees and insurance, and what you’ll pay in interest over the full loan term.
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Item
Description
How much do you want to borrow?
The amount we pay into your account.
How much you’ll pay each month
The amount we debit from your account every month on your salary date.
How much you’ll pay back in total
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
Total interest
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly service fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we do not charge a late penalty fee.
Our calculation is only an example of how the interest rate and fees can affect your loan repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about buying secondhand cars
See allHow our loan
process works
Step 1
Step 2
Step 3
Step 1
Visit an approved dealer
Call 0860 300 400 for approved dealers near you to find the car you want.
Step 2
Ask for a Nedbank personal loan
We’ll offer you a loan for the secondhand car. If you’re happy, sign, and the dealer will do the rest.
Step 3
Collect your car keys
Once your loan has been approved, you can go and get your car.
See pricing guide for 2023