Why choose a Nedbank personal loan to get a car?

You don’t need to worry about balloon payments or paying a deposit

You get up to 72 months to pay back the loan

Our approved dealers take care of all the paperwork when you apply

Call 0860 300 400 to find an approved dealer near you

Use our calculator to see what works for you

See if you can afford a loan for the car you want, with details on fees and insurance, and what you’ll pay in interest over the full loan term.
How much do you want to borrow?
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
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How much you’ll pay back each month tooltip text


How much you’ll pay back in total tooltip text


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On average, South Africans pay 18% to 24.75%. We’ll offer you an interest rate based on your payment history and risk profile.

Learn more about loans

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Calculate the total cost of your loan

A personal loan sounds like a great way to buy today what you can only afford tomorrow. After all, why save until next year for that dishwasher, if you can buy it on special today?

Multiple loan applications can hurt your credit score

Shopping around for a loan could hurt your credit score, but that doesn’t mean you shouldn’t compare interest rates.

Our calculation is only an example of how the interest rate and fees can affect your loan repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

How our loan
process works

Step 1

Step 2

Step 3

Step 1


Visit an approved dealer

Call 0860 300 400 for approved dealers near you to find the car you want.

Step 2

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Ask for a Nedbank personal loan

We’ll offer you a loan for the secondhand car. If you’re happy, sign, and the dealer will do the rest.

Step 3


Collect your car keys

Once your loan has been approved, you can go and get your car.

Need more options or car dealers?

Call 0860 300 400 to find an approved dealer in your area.

If you're buying through private sale or not an approved dealer, try a personal loan instead.

See pricing guide for 2022