Personal loan repayments calculator
Work out what your personal loan will cost you every month. We'll show you the total amount you’ll pay in interest, fees and insurance.
Calculate your loan repayments
- Repayments calculator
Enter the amount you need, choose your repayment term and add insurance. We’ll tell you the monthly and total cost of your loan.
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- 12
- 24
- 36
- 48
- 60
- 72
Item
Description
How much do you want to borrow?
The amount we pay into your account.
How much you’ll pay back each month
The amount we debit from your account every month on your salary date.
How much you’ll pay back in total
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
How much you’ll pay in interest, fees and premiums
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly service fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we don't charge you a late penalty fee.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
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