The rising cost of mobility and the fact that time is of the essence in our fast-paced lifestyles mean it might not be that easy to get to a Nedbank branch to open your account. But opening an account has never been easier thanks to the Nedbank Money app (download it here for Android devices and here for iOS devices) and Online Banking.

You can open your new account from the comfort and safety of your home. As money experts who do good, we know that all your banking needs continue throughout the ups and downs of life, which is why we believe in making banking easier.

Here’s a cheat sheet to help you choose a bank account

You can now open an account quickly on the Nedbank Money app or Online Banking. Here’s a quick look at some of your bank account options and their benefits.

MiGoals Account

Pay only for what you use and nothing more with a Nedbank MiGoals Account. There’s a R7 (2025) maintenance fee for this account.

MiGoals4Kids Account

You can start early and give your child a jumpstart in banking with unlimited free card swipes and educational content for under-16s. There’s no monthly maintenance fee for this account.

MobiMoney Account

With this digital wallet you can turn your cellphone into a bank account. Open your MobiMoney Account from anywhere, in seconds. No queuing, no paperwork, no monthly fees.

MiGoals Plus Account

You can save on fees but still enjoy a premium experience. Get this money-smart account that takes care of your basic banking needs, with the option to add more benefits when you need them. Monthly fee: R99 (2025).

Private Pay-as-you-use Account

With this account you pay for only the transactions you use on the account, which offers you a lower monthly maintenance fee. Monthly fee: R180 (2025).

Private Clients for Young Professionals Account

If you’re under 30 with a 4-year degree, we know you’re going places. Get fast-tracked into a private-banking experience at a 50% reduced monthly fee. Monthly fee: R225 (2025).

MiGoals Premium Account

You can bank smarter with this full-package deal that offers daily banking convenience, flexible credit solutions and great travel benefits at a fixed monthly fee. Monthly fee: R240 (2025).

Private One and Bundle Accounts

This account offers you a professional-banking experience that takes you further with access to offshore investment opportunities and more. Monthly fee: R450 (2025).

Nedbank Private Wealth Bundle Account

For individuals with a yearly income of more than R1.5 million, or R5 million in investible assets. Enjoy all the perks of a globally integrated account. Monthly fee: R570 (2025).

If you’re unsure which Nedbank bank account is best suited to your needs, set up a discovery call with one of our expert advisers for more information and help to apply online.