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Get a personal loan to improve your home
Make those quick touch-ups or give your home some serious TLC with a loan of up to R300,000.
Why choose Nedbank for a home improvement loan?
To apply, simply visit a participating store near you
You can pay back the loan over 6 to 72 months
For your convenience, all the paperwork will be handled in-store
No trips to the bank – just shop, pay … and get to it
Work out your repayments with our loan calculator
- Repayments calculator
See if you can afford the loan you want at our partner stores, with details on fees, interest and insurance.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
Item
Description
Total amount borrowed
The amount we pay into your account.
Monthly installment
The amount we debit from your account every month on your salary date.
Total cost
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
How much you’ll pay in interest, fees and premiums
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly admin fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we don't charge you a late penalty fee.
Our calculation is only an example of how the interest rate and fees can affect your loan repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about home improvement
See allHow our loan
process works
Step 1
Step 2
Step 3
Step 1
Visit an approved partner store
Decide how much you need to borrow for your building or home supplies.
Step 2
Ask for a Nedbank loan
You can apply for your loan directly from the participating store.
Step 3
Buy what you need
Once your loan has been approved, you get to take home your goods.
See pricing guide for 2023