Calling all digital banking fans hunting for champion financial solutions! Grab your smart devices and join us as we explore the wonderful world of Nedbank Money app. In this bite-sized digital banking safari, we’ll explore a breathtaking landscape of convenience and security, where user-friendly features share their territory with top-notch protection.  

To celebrate the Money app’s 7th birthday, we’ve identified the top 7 ways the Money app can improve your life as much as a braai after a game drive: 

1. A bank teller in your pocket 

You wouldn’t expect to find a bank branch at every watering hole in the game reserve, but the Money app means you never need one. Even if you’re out in the bush, you can still use the app on your smart device to make payments whenever you need to – it’s like having a bank teller in your pocket. Some payments are more urgent than others. That’s why the Money app features Instant Pay and PayShap, so that sending money immediately is never a hassle. 

2. Ringfence your finances with virtual cards

Security, strong fences and restricted access are vital in game reserves to protect wildlife and nature. They’re just as important in your banking app, to protect your hard-earned cash against cybercriminals.

The Money app allows you to create virtual cards that you can use for online shopping. Virtual cards have their own unique card numbers and link to your bank account, so you never have to share your actual account number with merchants to make payment. You decide how much of the balance in your account to transfer into the virtual card, and you can set daily spend limits.

3. No poachers allowed 

Like an experienced game ranger, the Money app is always on guard against any form of poaching, strictly controlling access to your account. Security is essential. Money app safety features include biometric logins and selfie verifications, in-app Approve-it messages, 3D secure card payment verifications with a one-time pin, up to 5 virtual cards at a time, and top-tier encryption.

4. More time to watch the sunsets

You never sigh contentedly as you sip sundowners while drinking in the amazing view of a bank queue. In the spirit of #BankYourTime, we’re finding more ways to make banking easier, so that you can spend your time on things that really matter.

Like renewing your car licence disc with just a few quick taps on the Money app.

If you’re getting up early in the morning, make sure it’s to catch the sunrise at the waterhole, not so that you can be first in a queue ...

5. Finance tracking made easy

An experienced tracker makes a safari so much more exciting, because they can follow a spoor and make sure you see everything you want to. The Money app can do the same for your finances – user-friendly tools like My Smart Money help you track down better money choices for your budget, spending and savings. MoneyTracker makes it easy to create and stick to a budget. There’s even a tool to monitor your credit score, so you can make sure that your access to credit when you need it stays in the category ‘of least concern’, rather than ‘endangered’. 
  

6. Cross-border collaboration

South Africa shares several transfrontier national parks with our neighbours, because cross-border collaboration is much more effective when trying to protect our natural heritage. It’s also important in modern digital banking – did you know that you can use the Money app to make or receive international payments?

7. Be a springbok, not a tortoise

There are times when you can plod along slowly, relaxing while you take in the scenery. And then there are times when you need to move fast to stay out of danger. If you pick up a traffic fine, the last thing you want is to forget about it until you’re faced with a summons. Thanks to the Money app, you can deal with traffic fines before they can prey on your peace of mind. Just open the Money app, check if you have any outstanding fines listed, and pay them right there through your preferred channel. It’s simple, convenient, and best of all, quick.  

The latest Money app features

• Plan smart for your money! Book a banker for free. 
• Schedule bill payments and earn rewards. 
• Not banking with us yet? You can still  invest on the Money app. 
• Create a virtual card for even more secure online and in-app payments. 
• Unlock bigger, better savings and rewards with our Family Banking solutions. 
• Tap Card settings to track the delivery of your cards.

Like the great outdoors and South Africa’s stunning biodiversity, your money is worth managing and protecting, so that it’s always there for you to enjoy. Luckily, you don’t have to spend years building your bush skills or putting yourself in the line of fire to manage and protect your money. All you need is the Money app!