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Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
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Everyday banking Simpler more affordable
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Kids accounts For children under 16
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Youth banking For 16 to 26 year olds
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Ensure your estate is managed by an executor | Nedbank
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
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Rates and fees
Stay on top of your credit card rates and fees. Download your 2024 pricing guide here, and remember: you can make use of our free services, benefits and rewards any time to help you save as you spend.
Credit card pricing guides
All fees quoted include VAT and are effective from 1 January 2024 to 31 December 2024
Nedbank Credit Cards 2024
Includes: Private Clients pay-as-you-use credit card, Greenbacks and Garage card
Download pricing guideNedbank Credit Cards 2023
Includes: Private Clients pay-as-you-use credit card, Greenbacks and Garage card
Download pricing guideAmerican Express 2024
For a breakdown of your transaction and service fees, and free credit card services
Download pricing guideAmerican Express 2023
For a breakdown of your transaction and service fees, and free credit card services
Download pricing guideSAA Voyager 2024
Transaction and service fees, tips and other info relating to your Premium or Gold Credit Card
Download pricing guideSAA Voyager 2023
Transaction and service fees, tips and other info relating to your Premium or Gold Credit Card
Download pricing guideGo Banking 2024
See all fees relating to your discontinued Go Banking credit or unembossed card (only available to existing customers)
Download pricing guideGo Banking 2023
See all fees relating to your discontinued Go Banking credit or unembossed card (only available to existing customers)
Download pricing guideLatest interest rates
Last published on 29 May 2024 in line with the latest South African repo rate.
American Express Gold Credit Cards
Product |
Gold Credit Card (Discontinued) |
Gold Credit Card (Active) |
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From 21.40% to 22.25% |
19.75% |
American Express Platinum Credit Cards
Product |
Platinum Credit Card (Discontinued) |
Platinum Credit Card (Active) |
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From 16.75% to 22.25% |
19.50% |
Nedbank Credit Cards
Product |
New Nedbank Gold Credit Card |
Nedbank Platinum Credit Card |
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22.25% |
From 11.75% to 22.25% |
SAA Voyager Credit Cards
Product |
Gold Credit Card |
Premium Credit Card |
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22.25% |
16.75% |
Private Clients
Product |
Interest rate |
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16.75% 0.50% |
To see the latest interest rates on your discontinued credit card, visit this page.
Something caught your eye? Explore our full range.
See all credit cardsHow to save on bank fees
- Swipe your credit card instead of using cash, it is safer and cheaper.
- Remember, you also earn rewards on all eligible spend when swiping your linked credit card.
- Avoid withdrawing cash with your credit card as this will incur interest from day 1 as well as attract cash withdrawal fees.
- If you do need cash, rather use Nedbank ATMs as using other banks’ ATMs will cost you more.
- Unless you can't avoid it, it’s more cost-effective not to transact at a branch.
- To avoid paying additional fees, download the Nedbank Money app and use the Online Banking and self-service channels.
- Save when you use your rewards points to pay for banking fees and charges.