Why choose an American Express Platinum Credit Card?
Earn 30,000 welcome bonus Membership Rewards points
Earn an accelerated 1.5X Membership Rewards points on everyday spend
Enjoy unlimited access to domestic and International airport lounges
Rates and fees
R535 monthly service fee.
Once-off fee of R199 for credit limits up to R10,000.
Once-off fee of R219 for credit limits above R10,000.
Free access to the Membership Rewards Programme.
R160 lost card replacement.
R450 for same-day card delivery.
Zero charges on card swipes.
Convenience and control
Free card delivery on first issue.
Manage your card on the Money app or Online Banking.
Tap and go and other convenient payment features.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Create up to 10 virtual cards for free.
Balance transfer - Save on interest with our prime -1% offer and up to 3 months’ payment relief when transferring your balance to Nedbank.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Earn 30,000 Membership Rewards points when you get approved for the Card and spend* R10,000 in the first 3 months.
Enjoy exclusive access to the Amex for Foodies dinning programme with curated chef led and paired dinners.
Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
Earn an accelerated 1.5X Membership Rewards points on everyday spend. Link up to 10 supplementary cards and earn on all of the spend.
See Amex rewards terms and condition
Credit life insurance
Optional credit life insurance in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance of up to R10 million.
Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. Receive unlimited access to any local Bidvest Premier Lounge.
Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members.
With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across 650 cities around the world.Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select airports worldwide.
Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges.
Enjoy competitive rates and complimentary benefits that offer an average total value of $550 at over 1,200 extraordinary properties worldwide when you book your stay at Fine Hotels & Resorts.
Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
Access dedicated concierge services, including 24/7 travel services.
Join the Avis President’s Club and get discounts on car hire worldwide.
Security
Your card is chip- and PIN-enabled for added security. Transactional SMS notifications are available.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.
Stop or block your card at any time using Online Banking or call 0800 110 929.
* Eligible spend: Transactions you complete using your qualifying card. It includes transactions you complete using your qualifying card by swiping, paying online, scanning or tapping your card to pay. It excludes payment of any retail store card instalments, payment of any debt to a financial institution (e.g. banks, money lenders, etc.), cash withdrawals, casino chip purchases, fuel purchases (excluding Greenbacks earned at bp), finance charges or other card charges, fees or taxes levied by us or the government, purchases of travel or forex instruments (travel card, cash, etc.), garage card transactions, budget account instalments and interest on these transactions, insurance premiums and internet transfers, or electronic fund transfers related to the account linked to your qualifying card.
See Nedbank and Tourvest travel offers terms and conditions.
Ready to apply?
Take note of the info we'll need to proceed, and ways to save on your AMEX credit card with Nedbank.
Things to know before you apply
Documents you'll need
New to Nedbank?
Create your Nedbank ID on the Money app or on Online Banking before you apply.
Already a Nedbank client?
Log in to apply.
Transfer your balance to Nedbank and save
Do you have a credit card with another bank? Transfer your balance to this American Express card, and save on your repayments with our prime -1% offer and up to 3 months' repayment relief. You could qualify for a credit limit of uo to R500K ot cover yuor transferred balance while leaving you with more room to spend.
Introducing SpreadPay
You can now change your credit card purchases from straight to budget even after you've completed them in-store. Simply:
1. Log on to the Money app.
2. Look for the transaction in your credit card history.
3. Select SpreadPay to adjust to a repayment term of your choice between 3 and 60 month.s
Enjoy more flexibility and the confidence of knowing exactly how much you'll pay each month! SpreadPay is the perfect solution for keeping your larger purchases more affordable and within your control.