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Accounts
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Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Send and receive

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Great interest rates, with great flexibility and access to your money when you need it.

On demand
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Funds ready within a month
- Electronic 32Day Notice
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End of term
Investments left until maturity

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Everything you need to trade online, or with the help of an experienced broker.

Borrow

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Personalised interest rates for affordable loans from R2,000 to R300,000.

Student loans

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Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure aﬀordable renewable energy while helping South Africa shift to green energy.

Insure

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

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Plan

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

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Learn

Blog

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R240 monthly fees

An additional monthly fee of R50 is applicable to non-resident clients.

Each month you get:

Overdraft monthly facility fee⁽¹⁾
Nedbank Greenbacks membership
Domestic airport lounge access
Free card swipes
Prepaid airtime/data and electricty purchases

Free cash withdrawals at participating retailers' point-of-sale devices and Nedbank ATMs
4 Nedbank ATM withdrawals
Free cash deposits of up to R4,000 at Nedbank ATMs
Free debit and stop orders and inter-account transfers
Free eNote SMS notifications

Transaction fees

Transaction type	Money app, Online or Cellphone Banking (2,4)	ATM and card	Branch
Cash deposits
Nedbank	-	R10 per R1,000	R100 per R1,000
Participating retailers' point-of-sale devices⁽¹⁾	-	R20 per R5,000	-
Cash withdrawals
Participating retailers' point-of-sale device⁽¹⁾	-	Free	-
Nedbank	-	R10 per R1,000	R100 per R1,000
ATM of another bank	-	R10 + R10 per R1,000	-
ATM of an international bank⁽⁵⁾	-	R55 + R2.30 per R100	-
Payments and transfers
Transfer between your own Nedbank accounts	Free	Free	R200
To another Nedbank account	Free	-	R200
To an account at another bank	Free	-	R200
Instant payment up to R3,000	R10	-	-
Instant payment over R3,000	R49	-	-
Pay to cellphone number⁽⁶⁾
R1 to R1,000	R10	-	-
R1,001 to R5,000	R15	-	-
Debit order (internal)	Free	-	-
Debit order (external)	Free	-	-
Stop order	Free	-	-
Stop-payment instruction	R5	-	R68
Purchases and top-ups
Debit or cheque card swipe	-	Free	-
Garage card transaction	-	Free	-
Prepaid top-up (data, airtime and electricity) Nedbank	Free	Free	-
Prepaid top-up at ATM of another bank	-	R10	-
Lotto purchases	R2	R2	-
Notification fees
eNote SMS notifications	Free	-	-
Third-party payment notifications on Nedbank Online Banking/Money app
SMS	Free	-	-
Email	Free	-	-
Fax	Free	-	-
No-funds Alert⁽¹⁰⁾	R10 per SMS	-	-
Balance enquiries
Nedbank	Free	Free	R20
ATM of another bank	-	R10	-
International Bank's ATM	-	R10	-
Transaction lists
Nedbank	Free	R10	R35 per page
Statements
Per month	Free	1 free per billing cycle, thereafter R10	R35
Per month older than 3 months	R10	-	R35
Current month (bank-certified)⁽⁷⁾	-	-	R35
3 months (bank-certified)	-	R35	R35
Posted	-	-	R52
Tax certificates excluding current year	R10	-	R35
Declined transaction fees due to insufficient money
Nedbank	-	Free	-
Point-of-sale device	-	R8.50	-
ATM of another bank	-	R10	-
Dishonoured debit order⁽⁹⁾	R35 per item	-	-
Honouring fee per item	Free	-	-
Disputed debit order fee
Nedbank	R5	-	R35

Other service charges

Transaction type	Fee
Cheque card: Nedbank Greenbacks linkage fee	Free
Visa/Mastercard debit card service fee	Free
Cheque card service fee	Free
Garage debit card service fee	Free
Card replacement fee	R150
Request for copy of transaction voucher
Local	R150 per voucher
International	R150 per voucher

We reserve the right to vary any fee, cost or charge at any time and from time to time after giving reasonable notice.

Notes

1. This fee applies at all stores where the cash-at-tillpoint service is offered.

2. Self-service channels include Nedbank ATMs, Cellphone Banking, Online Banking and the Nedbank Money app.

3. Non-resident clients pay an additional monthly fee of R50.

4. Excludes the rates network providers charge.

5. An international currency conversion fee of 2% (based on the rand value of the transaction) applies to all transactions outside South Africa. For example, if you swipe your card overseas for the rand equivalent of R500, the fee will be R10.

6. Send money quickly and securely to any South African cellphone.

7. A billing cycle runs from the third-last business day of the month to the fourth-last business day of the following month. Your transaction list will show the fees for all transactions in the previous billing cycle. In other words, you are billed 1 month in arrears.

8. We charge a dishonouring fee when we cannot process a payment on your account because there is not enough money in the account.

9. The No-funds Alert SMS will help you avoid this fee by letting you know that there is not enough money and giving you the opportunity to put money in your account. The SMS costs R10. For more information, please visit nedbank.co.za

Transparent fee structures

We use plain, simple language, because we’re committed to making our fee structures clear and easy to understand.

See fee terms

Bank digitally and save on fees

Bank whenever, wherever with our digital banking tools that are secure and cheaper than visiting a branch or ATM. Find the channel that fits your lifestyle.

Learn more

Ask our bank fees specialists

If you have any questions about fees, call the Nedbank Contact Centre where our fees specialists will help you.

Call 0800 555 111.

Ombudsman for Banking Services

If you are not happy with our service and have followed our complaint’s procedure but are still not satisfied, you can contact the Ombudsman for Banking Services.

Call 0860 662 837

Visit obbsa.co.za

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Speak to a financial adviser

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MiGoals Premium rates and fees

R240 monthly fees

Transaction fees

Transaction type

Money app, Online or Cellphone Banking (2,4)

ATM and card

Branch

Other service charges

Transaction type

Fee