The American Express Platinum Credit Card

The power of platinum at your service.





Up to 55


Why choose an American Express Platinum Credit Card?

Earn 30,000 welcome bonus Membership Rewards points

Earn an accelerated 1.5X Membership Rewards points on everyday spend

Enjoy unlimited access to domestic and International airport lounges

Rates and fees
R490 monthly service fee.
R180 once-off initiation fee.
Free access to the Membership Rewards Programme.
Free lost card replacement and delivery.
Zero charges on card swipes.
Convenience and control
Add multiple cards at no extra costs to earn more rewards and share your card benefits.
Manage your card with the Money app or Online Banking, including changing your credit limit on request.
Use tap and go, scan to pay using QR codes, and link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months.
Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants.
Enjoy 1 year of complimentary access to Hole19’s premium4 features. Use accurate GPS distances to make confident decisions on the golf course with Hole19.
Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
Automatic Platinum status with Tsogo Sun for access to discounts on movies, dining and accomodation.
Credit life insurance
Optional credit life insurance in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance of up to R10 million.
Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. Receive unlimited access to any local Bidvest Premier Lounge.
Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. 
With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across 650 cities around the world.Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select airports worldwide.
Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges.
Get a complimentary upgrade to the award-winning first-class cabin when booking in Business Class with Etihad Airlines (as well as discounts up to 15%), and discounts up to 10% on Emirates and 20% on Qatar Airways.
Enjoy Platinum Rewards membership at Tsogo Sun Hotels for access to great benefits, like saving 15% when dining, 50% off movies and earning 10% back in SunRands to use towards future stays.
Enjoy competitive rates and complimentary benefits that offer an average total value of $550 at over 1,200 extraordinary properties worldwide when you book your stay at Fine Hotels & Resorts.
Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
Enjoy 30% off your stay at all aha Hotels and Lodges locations throughout Southern Africa.
Access dedicated concierge services, including 24/7 travel services.
Join the Avis President’s Club and get discounts on car hire worldwide.

Your card is chip- and PIN-enabled for added security. Transactional SMS notifications are available.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.

Stop or block your card at any time using Online Banking or call 0800 110 929.

* ‘Eligible spend' means all spend (local and international), excluding cash withdrawals, casino chip purchases, fuel purchases, finance or other card charges, fees or taxes levied by us or the government, purchases of travellers cheques or other negotiable instruments, garage card transactions, budget account instalments and interest thereon, insurance premiums and internet transfers or payments (EFT) from your account.

See Nedbank and Tourvest travel offers terms and conditions.

Things to know before you apply

You need to be over 18 years old.

You need to live in South Africa, and have a valid South African ID or a valid passport and work permit.

You need to earn at least R62,500 a month before tax and have a healthy credit score.

Do you know if you have a good credit score?

Documents you'll need

Your South African ID or a valid passport and work permit
Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

Apply now using these channels

Apply online
Apply on Online Banking
Find a branch
Call 0800 555 111



New to Nedbank?

Create your Nedbank ID on the Money app or on Online Banking before you apply.

Already a Nedbank client?

Log in to apply.

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Learn more about card management and rewards

Rewards programmes associated with this card

How to manage your credit card