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Personal loans

Affordable loans and interest rates from R2k to R300k.
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Up to 100% property loan and 105% for first-time buyers.
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Nedbank offers full or part-time loans to students.
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Instant access to credit when you need it.
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Life cover

Secure your family’s future with up to R2million.
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Cover for you and your family in the event of death.
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Bond, credit card, overdraft, loan and car repayments.
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Back
Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.

Greenbacks

More rewards at every level as you spend and invest.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Up to 100% property loan and 105% for first-time buyers.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

Our experts are ready to assist when you need them.
Back
Learn

Blog

Let our experts guide you on any financial matter.
Back
Contact us

Talk to us

We’re here to answer questions and resolve queries.

Find us

Find your nearest branch, ATM and currency exchange.
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Things to know before you apply for Overdraft Assurance

You must be a South African resident over the age of 18 and under 65 years old.   

You can take up Overdraft Assurance with us if you’re employed on a permanent or fixed term contract, self-employed or a pensioner.  

All dependents must be South African citizens and children need a valid birth certificate with an identity number.

Claims are subject to an assessment. Valid claims will be paid out, according to the policy agreement, once we’ve received all the required documents.    

Documents you’ll need to apply

Your South African ID book or smart ID card
Proof of where you live that’s not older than 3 months
Your most recent payslip or letter of employment if you’re a contractor worker  
Stamped bank statement for the last 3 months

Apply now using the following channels

Get a call back
Call 0860 333 111