MyCover Essential Warranty

Your car’s warranty won’t last forever. When it ends, repairs can be expensive and stressful. This cover helps you manage those costs, so you’re not left stranded or stuck with the stress of paying out of pocket.

Why choose our insurance?

Covers the 6 critical components of your vehicle

Covers all lubricated components of the engine

Includes breakdowns caused by overheating and engine failure

Features and benefits

Supports approved repairs through authorised service providers, ensuring consistent repair standards and correct application of component limits.

 

Uses predefined benefit limits for each component category, giving clarity on how much the warranty pays toward approved repairs.

 

Aligns with the age and mileage of your vehicle by offering two plan options (Premium or Basic) to ensure the cover level matches your car’s profile.

What is covered?

Mechanical and electrical breakdowns of key components: engine, gearbox, transfer box and more.

 

Supplementary cover for overheating, overfuelling and cambelt failure.

 

Two plan options – Premium or Basic, depending on your car’s age and mileage. 

What is not covered?

Damage due to wear and tear, rust, corrosion, or failure caused by lack of maintenance.

 

Tyre or suspension damage due to road conditions. 

 

Any pre-existing damage or vehicles not meeting the eligibility criteria.

How do I know if I am eligible?

To be covered under the policy, your vehicle must follow the below criteria:

Must be a car, motorcycle or light delivery vehicle.

 

Must be roadworthy.

 

Must be for private use only.

 

Must not be a taxi, rental vehicle, exotic vehicle, rebuilt vehicle (code 3), modified vehicle or a vehicle used in any form of motoring competition or sport.

Simple, fast claims process.

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Log your claim

Call 0800 333 111 to log your claim. We’ll guide you on the next steps.

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Submit documents

Provide us with all the required documents.

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Leave the rest to us

Our team will assess your claim and keep you updated every step of the way.

To learn more about the claims process visit this page.

Ready to apply?

Get started