MyCover Gap Warranty

Unexpected car repairs can be costly, but with MyCover Gap Warranty, you’re protected. We cover the difference between your vehicle’s warranty limits and the costs of repairs, so you can drive with confidence.

Why choose our insurance?

Covers wear and tear, overheating and cambelt failure

Covers mechanical and electrical failure

Includes supplementary component cover

Features and benefits

Covers major mechanical and electrical failures, keeping your car running smoothly.

 

Makes repair costs more predictable by covering the gap between your warranty and repair bills.

 

Designed for everyday vehicle risks, covering common failures your standard warranty may not include, such as electrical system failures and engine component issues.

What is covered?

If your claim cost is more than the limit of your underlying insurance policy, this policy will cover the difference up to the applicable compensation limit.

 

If your underlying insurance policy expires before this policy, this policy will remain in force for its remaining term as a stand-alone.

 

policy. In this instance the maximum benefit payable will be R3000 per claim until your policy expires.

What is not covered?

Depreciation in the vehicle value from repairs or otherwise.

 

Gradual damage to the vehicle (for example wear and tear, rust, mildew, corrosion, decay).

 

Rusting, damage, or liability because of an event unrelated to a claim, unless the event relates to a separate valid claim and is in line with the terms and conditions of your policy.

How do I know if I am eligible?

To be covered under the policy, your vehicle must follow the below criteria:

Must be a car, motorcycle or light delivery vehicle.

 

Must be roadworthy.

 

Must be for private use only.

 

Must not be a taxi, rental vehicle, exotic vehicle, rebuilt vehicle (code 3), modified vehicle or a vehicle used in any form of motoring competition or sport.

Simple, fast claims process.

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Log your claim

Call 0800 333 111 to log your claim. We’ll guide you on the next steps.

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Submit documents

Provide us with all the required documents.

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Leave the rest to us

Our team will assess your claim and keep you updated every step of the way.

To learn more about the claims process visit this page.

Ready to apply?

Get started