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Why choose our insurance?
Covers minor dents, scratches, stone chips and hail damage
Protects both interior and exterior of your vehicle
Keeps small damage off your insurance claim
Features and benefits
Keeps your car looking new by repairing everyday dents, scratches, scuffs, and cosmetic damage.
Helps maintain your vehicle’s resale value with regular restoration of interior trims, seats, rims, headlights, and minor exterior damage.
Ensures high-quality repairs for damaged tyres and rims through approved specialists, helping your vehicle stay safe and well-cared for.
What is covered?
Interior benefits
Interior repairs: Scuffs, scratches, and peeling rubber on various interior parts.
Handbrake and stitching: Torn handbrake boots and damaged seat stitching.
Annual maintenance: Leather seat treatment or fabric seat cleaning or protection.
Exterior benefits
Minor repairs: Covers minor dents, scratches, stone chips, and windscreen chips and cracks.
Damage restoration: Repairs hail damage, bumper scuffs, and paintless dent removal.
Wheel and rim care: Restores rims or mag wheels from scuffs or stone chips.
Cleaning and maintenance: Removes tar from the vehicle body and maintains the air conditioner (excluding regassing).
Headlight refurbishment: Restores headlight lenses.
What is not covered?
Interior exclusions
Stains from acid, dye, bleach, ink, and other corrosives.
Material ripped, torn, or burnt due to neglect or vandalism.
Dashboard repairs.
Exterior exclusions
Major dents, irreparable damage, and body panel replacements.
Trim and body panel replacements for minor scratches.
Flaking paint due to rust or stone chips.
Replacement of windscreen if it cracks during repair.
Rim, mag wheel, or valve replacements, wheel balancing, and alignment.
Severe headlight damage and replacement of headlight housing or bulbs.
Pre-existing damage, including rust and damage that develops gradually.
How do I know if I am eligible?
To be covered under the policy, your vehicle must follow the below criteria:
Must be a passenger, 4x4, or light commercial vehicle under 3 500 kg.
Must not be a motorcycle, 4-wheel bike, scooter, caravan, motorhome, trailer, rental vehicle, or boat.
Must be not a taxi, rental, exotic, rebuilt (code 3), modified vehicle or a vehicle used in any motoring competition or sport.
Must be roadworthy and for private use only.
Must be maintained in a proper and efficient state.
Simple, fast claims process.
1
2
3
2
Submit documents
Provide us with all the required documents.
3
Leave the rest to us
Our team will assess your claim and keep you updated every step of the way.
To learn more about the claims process visit this page.
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