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Why choose revolving credit insurance?
Settles your revolving credit repayments if you are retrenched, become disabled, diagnosed with a critical illness, or pass away.
Enjoy an affordable premium that is designed to suit your credit needs and budget.
No medical tests are needed for you to qualify for this policy.
Waiting periods
6 months for retrenchment, disability, and death after the first premium has been received.
12 months from the start date of the policy for pre-existing conditions.
No waiting period if your policy is reinstated due to unpaid premiums. Missed premiums will be added to future payments.
What is covered?
Up to 6 monthly payments, capped at R210,000 if you are retrenched.
Up to R1,000,000 of the outstanding balance on your credit card if you become crtically ill, permamently disabled or pass away.
What is not covered?
Debt you incur or withdraw after the claim event.
Death or permanent disability due to a pre-existing medical condition or illness that occurred within 12 months before the start date of the policy.
Death or premement disability related to self-inflicted injusry, suicide, active particiation in military action, or criminal activity.
See our terms and conditions for a full understanding of the poilicy, and what it covers.
Extra benefits
Free access to Value for Life – a programme that offers you a 24/7 helpline, easy claims process and more at no extra cost to you.
Telephonic and personal legal services for advice and drafting of legal documents.
Up to R5,000 for medical cover and R5,000 for trauma counselling on case of rape, domestic abuse and other insurable events.
Simple, fast claims process.
1
2
3
2
Submit documents
Provide us with all the required documents.
3
Leave the rest to us
Our team will assess your claim and keep you updated every step of the way.
Claiming from your cover will be simple and efficient. Read more about this here.
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