Revolving credit insurance

Life doesn't always go as planned. Get cover for up to R1,000,000 of the outstanding balance on your revolving credit facility.

Why choose revolving credit insurance?

Your revolving credit facility payments will be taken care of if you are retrenched, become disabled, are diagnosed with a critical illness, or pass away.

No medical tests are needed to take out the policy.

Affordable premiums are designed to suit your credit needs and budget.

Waiting periods

6 months for retrenchment, disability, and death after the first premium has been received.

 

12 months from the start date of the policy for pre-existing conditions.

 

No waiting period if your policy is reinstated due to unpaid premiums. Missed premiums will be added to future payments.

What is covered?

Up to 6 monthly payments, capped at R210 000 if you are retrenched.

 

Up to R1 000 000 of the outstanding balance on your credit card if you become crtically ill, permamently disabled or pass away.

What is not covered?

Debt you incur or withdraw after the claim event.

 

Death or permanent disability due to a pre-existing medical condition or illness that occurred within 12 months before the start date of the policy.

 

Death or premement disability related to self-inflicted injusry, suicide, active particiation in military action, or criminal activity.

 

To fully undertand the policy and what is not covered, review the terms and conditions.

Extra benefits

Free access to Value for Life – a programme that offers you a 24/7 helpline, easy claims process and more at no extra cost to you.

 

Telephonic and personal legal services for advice and drafting of legal documents.

 

Up to R5 000 for medical cover and R5 000 for trauma counselling after events such as rape, domestic abuse, and more.

Simple, fast claims process.

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Log your claim

Call 0800 333 111 to log your claim. We’ll guide you on the next steps.

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Submit documents

Provide us with all the required documents.

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Leave the rest to us

Our team will assess your claim and keep you updated every step of the way.

To learn more about the claims process visit this page.

Ready to apply?

Get started