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What you get
Earn more interest as your money grows
Choose a fixed investment term of 1 to 60 months
Available online or on the Money app at a special interest rate
Growth
Your capital and earnings are guaranteed.
Your interest rate is based on the size of your deposit.
You can earn anything between 7.10% and 8.75% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 10.92%.
The higher your deposit, the more interest you’ll earn.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
Your money becomes available at the end of your selected term.
No additional deposits or withdrawals may be made.
Electronic accounts are available for use on our digital banking channels only and offer even more competitive interest rates.
Flexibility
You can choose to have your interest paid out monthly, every 3, 6 or 12 months or on maturity.
Convenience and Control
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.
Ready to invest?
Get startedOther accounts you may like
Electronic 32Day Notice
Apply online and benefit from a higher interest rate with an electronic 32Day Notice investment account that gives you a secure way to manage and grow your money.
Zero
6.70 – 8.55 %
R250
32 days
Electronic OptimumPlus
Over 55? Secure your money with a once-off investment that's guaranteed to grow. Exclusive online interest rates!
Zero
7.40 – 11.70 %
R1,000
End of term
Platinum Fixed Deposit
Enjoy the returns of a fixed deposit account with easy access to your money when you need it.
