Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
Log in
Log in to Online Banking or another one of our secured services.
Get in touch
Find us
- Login & Register
- Online Banking
- Online Share Trading
- NetBank Business
- NedFleet
- Nedbank Greenbacks
- Nedgroup Investments
- Nedbank ID
- Bank
- Accounts
- Credit cards
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Greenbacks
- Explore Bank
- Accounts
- Everyday banking
- Kids accounts
- Youth banking
- Seniors accounts
- Private Clients
- Private Wealth
- Digital wallet
- See all accounts
- Premium banking
- Get help choosing
- Goal saving
- Family Banking
- Refugees and asylum seekers
- FAQ
- How-to guides
- Discontinued accounts
- Everyday banking
- MiGoals Premium
- MiGoals Plus
- MiGoals
- Kids accounts
- MiGoals4Kids
- Youth banking
- MiGoals Premium
- MiGoals
- MiGoals Plus
- Seniors accounts
- MiGoals Premium Senior
- MiGoals Plus
- Private Clients
- Pay-as-you-use
- Young Professionals
- Private Bundle and Private One
- Private Wealth
- Private Wealth Bundle
- Digital wallet
- MobiMoney
- American Express
- Amex Gold
- Amex Platinum
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Greenbacks
- Exclusive discounts
- FAQ
- How-to guides
- Save & Invest
- Accounts
- Investment services
- Share trading
- Explore Save & Invest
- In 24 hours
- JustInvest
- PlatinumInvest
- Tax-free Savings
- MoneyTrader
- EasyAccess Fixed Deposit
- PrimeSelect
- In 32 days
- Electronic 32Day Notice
- 32Day Notice
- End of term
- Tax-free Fixed Deposit
- Electronic Fixed Deposit
- Electronic Optimum Plus
- Platinum Fixed Deposit
- Fixed Deposit
- OptimumPlus
- Investment services
- Share trading
- Borrow
- Personal loans
- Home loans
- Student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Debt assistance
- Explore Borrow
- Personal loans
- Loan consolidation
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Explore loans
- FAQ
- How to guides
- Loan consolidation
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Home loans
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R32,000 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Explore home loans
- FAQ
- How to guides
- Track application
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R32,000 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Student loans
- Explore student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Debt assistance
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- Insure
- Life cover
- Funeral cover
- Short term insurance
- Credit Life
- Travel insurance
- Business cover
- Secure investments
- Explore Insure
- Life cover
- Get a call back
- Explore MyCover life
- Funeral cover
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Get a call back
- Explore MyCover Funeral
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Valuables insurance
- Get a call back
- Explore MyCover short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Valuables insurance
- Credit Life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Get a call back
- Explore credit life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Travel insurance
- Business cover
- Secure investments
- Guaranteed Growth Income Plan
- Guaranteed Growth Plan
- Get a call back
- Explore MyCover Funeral
- Guaranteed Growth Income Plan
- Guaranteed Growth Plan
- Plan
- Financial planning
- Estate, wills & trust services
- Nedbank Private Wealth
- Speak to a financial adviser
- Explore Plan
- Financial planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Estate, wills & trust services
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Nedbank Private Wealth
- Speak to a financial adviser
- Learn
- Blog
- Explore Learn
- Blog
- Contact us
- Talk to us
- Find us
- Explore Contact us
- Talk to us
- Find us
5 good habits to adopt that will help you thrive
Ntumi Kondile on achieving your goals: it takes more than avoiding bad habits!
A career in marketing and market activation has taught me some insightful lessons about planning for a better life. Here are 5 habits I believe can make a difference:
1. Build goal-driven savings
Growing up, we were always told to save. But saving for the sake of saving can lead to ill-discipline and no clear intention, while purposeful saving can help keep the discipline if you are working towards an end goal – and even better, when you are doing it with a partner who can support and hold you accountable.
A saving scheme that I started with my former high-school friends was a stokvel for the December holidays in our preparation for heading away from the city. This really helped me stress less about January’s budget.
2. Start a healthy habit
A healthy body holds a healthy mind and I believe it is important to get into a positive physical state. For me it was important to choose the right time to exercise – when there isn’t any friction with my day-to-day activities – which is in the morning. The cliché ‘You win the morning, you win the day’ is rooted in the aim of getting the best version of yourself.
Psychological fitness is just as important as physical fitness
Start small with a walk, then proceed to running a kilometre, gradually increasing the distance, and soon enough you will find yourself running a marathon. However, it’s the coming into the habit that’s is important, not the time and distance.
A healthy habit breeds productivity. Running used to be tedious, but now it’s part of my daily routine. If I don’t get a run in the morning, it feels like I’ve missed breakfast; it’s second nature to me now and doesn’t feel tedious. Running has changed my life for the better because with each step and with each breath, I am able to tune into myself and tune out of the world.
3. Get out and about
Digital fatigue, working from home and Covid have had a huge impact on our mental and social well-being. Let’s get out there and experience our local tourist destinations: we have a beautiful, diverse and colourful country.
South Africa thrives on tourism, and we should be the first to support our local arts, culture and tourism. After receiving my vaccination certificate recently, I’ve made it a point to travel more, especially visiting our smaller towns where there is ample social-distancing space to experience our country.
4. Be mindful
We often service our cars but not our minds. As a young adult I’m always focused on my career, on what lessons I can learn to make myself a better person, and on my future. The real challenge, however, is being present in the moment and being mindful of what I am doing, my feelings, and my decisions I am where I am because of the sum total of decisions I’ve made in my life, and being present for those actions and decisions helps me grow. Psychological fitness is just as important as physical fitness.
5. Turn passion into profit
A big lesson Covid taught me is that you can’t depend on a single source of income; South Africa’s increasing unemployment rate is testimony to this. So, turn your passion into profit. When you do this, though, you’ll find that you cannot compromise your anchor job and expect to enhance your profile and marketability as an individual.
Multiple streams of income generally open doors to other streams of income. When your passion is a source of income, your work won’t feel tedious, and it will alleviate financial pressures when life throws you another curve ball.
