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JustInvest Account
Interest rates and fees
Published: 25 September 2024
Account interest rates
Balance |
Nominal rate p/a* |
Special promotion - nominal rate p/a** |
|---|---|---|
6.25% |
6.80% |
|
6.75% |
7.30% |
|
7.00% |
7.45% |
|
7.45% |
7.55% |
|
7.55% |
8.25% |
|
7.65% |
8.50% |
|
8.00% |
8.50% |
*Nominal interest rate – the annualised interest rate that you will earn, calculated on the daily balance of your investment if interest is paid out monthly.
**Campaign rates are valid for a specified period only and are set out in the campaign terms and conditions, which are available on our website.Promotional rate may change depending on when the account is funded.
Income tax
During tax season, SARS requires you to submit an income tax return (ITR12). We will provide a tax certificate IT3(b) and/or IT3(s) for your investment account for each tax year, on or before the end of June to enable you to complete your tax return.
An IT3(b) will give you a summary of any interest and dividend, both local and foreign, that you would have earned by having money invested.
Should you have a Tax-Free Savings Account with us, you will also receive IT3(s). This certificate will give you a summary of all the details about your Tax-Free Savings account such as interest and dividends.
You will need these certificates for when you complete your Tax Return.
We will provide one free tax certificate each year, if any additional tax certificates are required please find the fees in our latest pricing guide.