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Bank your way with low fees and extra benefits.

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Enjoy 55 days’ interest free credit and other benefits.

Greenbacks

More rewards at every level as you spend and invest.

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Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

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Affordable loans and interest rates from R2k to R300k.

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Secure an affordable energy solution when in need.

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The JustSave Account is a day-to-day savings account that gives you immediate access to your money, basic transactional capability and competitive interest rates at no monthly maintenance fees. It’s designed to complement your everyday transactional banking account.

Individual clients who are 18 years or older can open a JustSave Account.

You can open the account on our digital platforms, ie the Money app and Online Banking, at a Nedbank branch, or by calling the Nedbank Contact Centre.

The JustSave Account will be listed under the Save and invest dashboard under Everyday investments. Once the account has been opened, you will find it on the Accounts dashboard. 

No, there is no minimum deposit or balance required to maintain the account

You have immediate access to your funds via free interaccount transfers. 

You could also link an optional card to this account, which will enable you to access funds via a Nedbank branch, ATM or participating retailer where you can draw money and make purchases. 

Paying third parties directly is also possible.

All transactions, other than inter-account transfers, are at a fee. The fee is higher on the JustSave Account than on your transactional banking account. It is recommended that you transact from your transactional account to save on fees. Please view the pricing guide for further details.

 

Yes, you can make additional deposits of any value at any time.

We offer competitive interest rates. The higher the balance, the higher the interest rate. Up-to-date information about rates are available from any Nedbank branch, the Nedbank Contact Centre, a digital channel, or our website (nedbank.co.za).

 

The interest is calculated on the daily balance in the account and is capitalised to the account on the fifth-last business day of each month.

No monthly maintenance fee is charged, however transactional fees will apply and will be billed overnight. Since this is a savings account, money out transactions (eg buying prepaid data and electricity) will be more expensive on JustSave than on your transactional account. To save on fees, rather transfer funds from your JustSave Account to your Nedbank transactional account for free and transact from there. Refer to our website personal.nedbank.co.za/home/rates-and-fees.html for the latest pricing schedule for this account. 

You can view and download your monthly statement for free on any of our digital channels. Charges apply only if you use certain channels or download statements older than 3 months. Refer to the pricing schedule for the associated fees.

Yes, once the account has been opened, you can link your account to an electronic profile.

The card is an optional feature and is not automatically issued on opening. Once the account has been opened, you can request a debit card at a self-service kiosk or Nedbank branch.

No, instant issue debit cards can only be requested at a branch or self-service kiosk.

No, instant issue debit cards can only be requested at a branch or self-service kiosk.

The card is an optional feature and not automatically issued. If you opt for a card, once the account has been opened, you can request an instant issue debit card at a self-service kiosk or at a Nedbank branch.

No, instant issue debit cards are not enabled for online purchases.

Yes, refer to the pricing schedule for applicable fees.

Yes, refer to the pricing schedule for applicable fees.

No, conversion from an investment account to a JustSave Account is currently not available.

No, this is a savings account, and no credit facility is available.

Yes, EFTs and cash can be deposited into this account.

If making a payment or EFT from a Nedbank account, then select –

Bank: Nedbank 

Account number (10-digit JustSave Account number) 

Account type: Current 

If making a payment/EFT from a third-party bank account, then select –

Bank: Nedbank 

Account number (10-digit JustSave Account number) 

Branch code: 198765

No, debit orders are not allowed on this account.

This account allows for an instant issue debit card only.

Once your account has been opened, we will provide you with your 10-digit account number that can be used to make deposits via EFT, Nedbank Intelligent Depositor ATMs, Nedbank branches and participating retailers.

Your ID.

Yes, except for refugees and asylum seekers. A foreign national with a foreign passport can open the account?

No, this account is only available to people 18 years or older.

 

No, the JustSave Account is a unique savings product and has no similarities to the discontinued JustSave or any other existing Nedbank savings account.

 

This account can form part of the Structured Saver level. Refer to Greenbacks FAQs for more details:

personal.nedbank.co.za/bank/greenbacks/faq.html

No.

No.

No.

R9 900.

No, once the account has been opened, it is immediately active. You can deposit any amount you would like to.

For a recurring transfer between Nedbank accounts: 

  • Select the transfer option. 
  • Select the account from which the funds must be debited.
  • Select the account to which funds must be credited (JustSave).
  • Capture the reference (optional).
  • Specify the date of the transfer. If setting up a recurring transfer, the date must be after today.
  • Select the frequency of how often the transfer should happen.
  • Select an end date or the number of occurrences. You can capture only 52 weeks, 12 months or 12 occurrences. If you wish to continue with the recurring payment, make a note to reinstate this recurring payment once it has expired.
  • Click Next, review all the details, and take note of the date when your first transfer will occur.
  • If the details are correct, proceed by clicking Transfer.

The confirmation message will be displayed on screen. You can delete your recurring transfer at any time from the Scheduled tab on your Account overview page.

You must go to your Nedbank branch to close your account.

If you do not have a card linked to your JustSave Account, you will not be able to use the QR code to withdraw money at the ATM.

No.

Yes.

Yes, if your account is opened after business hours (Monday to Friday after 19:00 and Saturdays after 15:00) or on a non-business day (Sunday or public holiday) your 'account opened' date will be the next business day and you will start earning interest from then on.