How it works

1. Find out how much you qualify for

Use our preapproval to see how much you might qualify for or contact one of our home loan sales consultants.

2. Apply for a home loan

If you meet all the requirements, you can request a call back and a dedicated home loan sales consultant will assist you with your home loan application. See below for a consultant in your area.

3. Open an account

To qualify for the cashback, you’ll need to open a Nedbank account and move your salary to it if you do not already have one.

4. Get cash back

Once your home loan is approved, a cashback of R5,000 will be paid into your Nedbank account after the bond is registered.

owning a home

Owning a home is an achievement to be proud of

If you earn a single or joint gross monthly income of R29,600 or less, you may qualify for the following:

  • Get finance up to 100% of the property value.
  • Get R5,000 cashback paid into your Nedbank transactional account.
  • Get a 50% discount on your attorney’s bond registration fee.
  • Get a preferential interest rate on your home loan if your salary is paid into a Nedbank account.
  • Receive dedicated quality service from our home loan sales consultants. See below for a consultant in your area.
  • You also have the option of adding your initiation fee to your home loan amount.
  • If you earn less than R22,000 a month, you can lower your home loan repayments through the First Home Finance subsidy.
stand a chance to win

Stand a chance to win

Pay your monthly instalment on time and stand a chance to win the balance of your home loan, up to R1,5 million, with Greenbacks Responsible Borrower.

Cash back frequently asked questions

Earn a gross monthly income of R29 600 or less (single or joint).

To qualify for the interest rate discount, your primary account must be a Nedbank account, which means you must do your main banking with Nedbank. To become a main-banked client you must do the following: •

  • Maintain your existing or open a new Nedbank Account. 
  • Arrange that your salary is paid into this account or ensure that a deposit of at least R5,000 is paid into this account every month for the duration of your home loan. 
  • Do at least 1 transaction a month using the debit card linked to this account. 
  • Pay your home loan debit order from this account (after you have verified the debit order through DebiCheck). 
  • If you miss any of your monthly payments, you will no longer qualify for the interest discount. 
  • If you have a joint home loan, at least one applicant must meet all the criteria to qualify.

Yes. We have Nedbank home loan sales consultants across South Africa.


Denisha Poonee – 010 217 5453; 078 758 3856;

Josephine Nkwe – 010 234 7530; 082 925 6058;

Lebohang Mogemi – 010 234 8014;

Nomzamo Platiya – 010 234 7532; 081 015 2000;

Pulane Shayi – 010 234 7533; 073 599 7270;

Tsakani Muthombeni – 010 248 9163; 066 228 7116;

Vuyo Sibinda – 010 234 7531; 063 501 1415;

Pretoria and Mpumalanga

Makhosi Mapela – 010 237 5564; 083 325 4157;


Mpumelelo Hlengwa – 010 223 2750; 084 349 1399;

Western Cape

Earl Takka – 010 227 2838; 082 771 7912;

Grandt Fortuin – 010 227 2889; 064 751 9475;

Jacob Modipa – 010 227 2838; 064 661 2064;

FLISP (national)

Faheem Ismail –

Ready to apply for your home loan?

Apply online