How it works

1. Find out how much you qualify for

Use our preapproval tool to see how much you might qualify for.

2. Apply for a home loan

If you meet all the requirements, you can submit your application online or on the Money app, ask us to call you back or call our call centre on 0800 555 111 for help with your loan application.

3. Open an account

If you don't bank with us, you'll need to open a transactional account and have your salary paid into it. Your cash back will then be paid to your Nedbank account.

4. Get cash back

Once you have been approved, we’ll give you a 1% cashback of up to R20,000 on your loan amount. Your cash back will be paid into your Nedbank account after your bond has been registered.

additional offers

What you get when you apply online

  • Quick bond approval. Simply upload your supporting documents and get your results in a matter of hours. 
  • First-time homebuyers could get a loan of up to 105% to buy property that is valued between R100 000 and R1,8 million. Nedbank Private Clients could get a home loan of up to R2,5 million. Use the extra money to pay for bond and transfer costs. 
  • Get a 50% discount on your attorney bond registration fee. 
  • Get a preferential interest rate on your home loan if your salary is paid into a Nedbank account.

Cash back frequently asked questions

Submit your home loan application on any of the following Nedbank channels: Online at; the Money app or the Nedbank Contact Centre on 0800 555 111. You must have an existing account or open a new Nedbank transaction account (savings or current account). Your monthly salary must be paid into this account and your account statement must show this payment.

Once the property has been registered in your name at the Deeds Office, we will pay the 1% cashback (up to R20,000) into your Nedbank transactional account within 45 calendar days.

Ready to apply for your home loan?

Start your application