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Enjoy 55 days’ interest free credit and other benefits.
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Bank on any device, from anywhere at anytime.
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Move your salary and debit orders over easily.
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More rewards at every level as you spend and invest.
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Accounts

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Local and international wealth management solutions.

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All-in-one online trading or broker assistance.
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Achieve your goals
Personal loans

Affordable loans and interest rates from R2k to R300k.
Home loans

Up to 100% property loan and 105% for first-time buyers.
Student loans

Nedbank offers full or part-time loans to students.
Overdrafts

Instant access to credit when you need it.
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Easily apply for MFC vehicle finance in 5 steps.
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Secure an affordable energy solution when in need.
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Debt management support when you need it the most.
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Protect what you love
Life cover

Secure your family’s future with up to R2million.
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Cover for you and your family in the event of death.
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Car, building, house contents, valuables and more.
Credit Life

Bond, credit card, overdraft, loan and car repayments.
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Global travel insurance with 24-hr emergency assist.
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Back
Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.

Greenbacks

More rewards at every level as you spend and invest.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Up to 100% property loan and 105% for first-time buyers.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

Our experts are ready to assist when you need them.
Back
Learn

Blog

Let our experts guide you on any financial matter.
Back
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  • Digital banking
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  • Earn R32,000 p/m or less? See offer
  • HomeVision extra funds
  • Home-buying Toolkit
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  • Vehicle finance
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  • Consolidate all your debts into a simple loan | Nedbank
  • Short-term payment relief | Nedbank
  • Take charge and restructure your finances | Nedbank
  • Assisted-sales solutions for homes and vehicles | Nedbank
  • Flexible payment plans for loans and credit | Nedbank
  • Understanding how repo rate works | Nedbank
  • Individual R10,000
  • Individual R30,000
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  • Ensure your estate is managed by an executor | Nedbank
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  • Leave the admin of your estate to us, and not to your loved ones | Nedbank
  • Nedbank Private Wealth
  • Speak to a financial adviser
  • Blog
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  • Find us

So, you'll get to enjoy all these home loan benefits

Up to R20,000 cashback

if you apply online or through our call centre.

50% off your attorney fees

That's a whole half of what you’d normally pay for an attorney to register your home...

And 0.25% off your interest rate

if your salary is paid into or you open and switch your salary to a Nedbank account.

PLUS! An additional 0.25% off your interest rate if you take up another home loan with us.

Sound good?

Apply now

See our cashback, 50% attorney fee, main-banked and repeat buyer offer terms and conditions.

See how much you can afford or get an estimate on bond and transfer costs

See how much you might qualify for
Total monthly gross income tooltip text
R
tooltip text
R
What’s your preferred bond repayment term?

  • 60
  • 120
  • 180
  • 240
  • 300
  • 360
Estimated loan amount tooltip text

R0

Estimated monthly repayments tooltip text

R0

Once-off costs tooltip text

R0

Current interest rate tooltip text

3%

18%

The interest rate is based on the current prime lending rate in South Africa. Please note that your interest rate will be based on factors such as your credit score and the size of your deposit. 

See cost breakdown
Get pre-approval

Add up your monthly expenses
Please add what you spend, where applicable.
Household expenses The total amount you spend on your household upkeep, such as buying groceries, clothing, toiletries, pet food and paying for domestic and gardening services.
R
Utilities The monthly amount you spend to cover things like electricity, water, levies and rates and taxes.
R
Credit and loan repayments The total monthly repayments on your loans, credit cards, vehicle finance and store accounts.
R
Health and insurance The amount you spend on things like life insurance, car and home insurance, funeral policies, gym and medical aid.
R
Entertainment The total amount you spend on things like Netflix, DSTV, takeouts, movies, Showmax and Amazon Prime.
R
Phone and data This is the total amount you spend on phone contracts, data and airtime.
R
Education The amount you spend towards your studies and for paying school fees for you or your kids.
R
Travel This is the total amount you spend on transport, petrol and car repairs/servicing.
R
Additional expense   Remove
Expense type
The amount you spend monthly tooltip text
R
Add additional expense
Total monthly expenditure tooltip text

R0

cond condValue debtBuffer expenseBuffer debtStress expenseStress surplusBuffer
LESS_THAN_EQUAL_TO 10000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 15000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 20000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 25000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 30000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 40000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 45000 0 0 0 0 0.7
LESS_THAN_EQUAL_TO 50000 0 0 0 0 0.7
GREATER_THAN 50000 0 0 0 0 0.7
cond condValue minMFixedAmount minPercentage bandMMinimum
LESS_THAN_EQUAL_TO 800 0 1 0
LESS_THAN_EQUAL_TO 6250 800 0.0675 800.01
LESS_THAN_EQUAL_TO 25000 1541.67 0.09 6250.01
LESS_THAN_EQUAL_TO 50000 3375 0.082 25000.01
GREATER_THAN 50000 5425 0.0675 50000.01

Disclaimer:Although we do our best to give you accurate calculations, they will not be binding on us. Our calculations are only examples of how interest rates and fees can affect your repayments. The 30-year bond term option is subject to credit approval and available only to qualifying clients in line with our lending policies. Our transfer and bond cost calculations are also estimates. 

Work out how much your monthly instalment might be
Preferential discounts will be applied to the final offer.
Purchase price tooltip text
R
Deposit (optional) tooltip text
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How long would you need to repay your home loan?

  • 60
  • 120
  • 180
  • 240
  • 300
  • 360
Monthly instalment tooltip text

R0.00

Deposit tooltip text

R0.00

Once-off costs tooltip text

R0.00

Current interest rate tooltip text

0.25%

27.5%

The interest rate is based on the current prime lending rate in South Africa. Please note that your interest rate will be based on factors such as your credit score and the size of your deposit. 

See cost breakdown
Get pre-approval

Disclaimer:Although we do our best to give you accurate calculations, they will not be binding on us. Our calculations are only examples of how interest rates and fees can affect your repayments. The 30-year bond term option is subject to credit approval and available only to qualifying clients in line with our lending policies. Our transfer and bond cost calculations are also estimates. 

 

Your estimated bond registration and transfer costs
Purchase price tooltip text
R
Deposit (optional) tooltip text
R
Total once-off costs tooltip text

R0.00

Deposit tooltip text

R0.00

See cost breakdown
Get pre-approval

Disclaimer: Although we do our best to give you accurate calculations, they will not be binding on us. Our transfer and bond cost calculations are also estimates. If you are planning to buy property in a new development, some costs may be included in the price. Ask the seller or estate agent for the details of these costs, or check your sales agreement.